Product Name Card
Purchase Rate
Interest Free Days
Annual Fee
Card limit
Late Payment Fee
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Low Rate Credit Card

Bendigo Bank Low Rate Credit Card

Balance Transfer0% purchase rate and 0% balance transfer for up to 12 months, from account opening. 2% balance transfer fee applies.
Ongoing purchase rate ranked in the best 20%
Lower than average annual fee
Purchase Rate
0.00%
for 12 months then 11.99%
Interest Free Days
55
$45
No set max
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A low rate Mastercard card with a balance transfer offer and one of the lowest annual fees on average.

Low Rate

ANZ Low Rate

Balance Transfer0% p.a. for 30 months on balance transfers with no Balance Transfer Fee and $0 Annual Fee in First Year with an ANZ Low Rate credit card. *New card. Reverts to Std. BT Rate, currently 20.24% p.a. after first 30 months. T&Cs, elig crit, fees & charges apply, (inc. Ann. Fee, currently $58, after 1st yr).
Lower than average ongoing purchase rate
Reduced $0 annual fee in the first 12 months and $58 p.a thereafter.
Purchase Rate
12.49%
Interest Free Days
55
$0
for 12 months then $58
No set max
$20
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A credit card that charges a low purchase rate and no annual fee so thrifty cardholders can keep costs down.

*The comparison rate is based on a credit of $30,000 over a 5 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. RateCity Australian Credit Licence 316710.
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