Compare credit card purchase rates and interest-free days
Product Name Card
Purchase Rate
Interest Free Days
Annual Fee
Card limit
Late Payment Fee
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Low Rate Credit Card

CUA Low Rate Credit Card

Balance Transfer0% p.a. on balance transfers for 20 months and $0 annual fee for the first year.
Waived $0 annual fee p.a in the first 12 months and $49 p.a thereafter.
Apple Pay, Google Pay and Samsung Pay available
Purchase Rate
11.99%
Interest Free Days
$55
$0
for 12 months then $49
No set max
$12.5
Go to siteA low rate, low fee offer for customers looking to enjoy the benefits of a credit card without the pesky high costs.
Low Rate

ANZ Low Rate

Balance Transfer0% p.a. for 25 months on balance transfers and $0 Annual Fee in First Year with an ANZ Low Rate credit card (1.5% Balance Transfer Fee applies).*
Waived $0 annual fee p.a in the first 12 months and $58 p.a thereafter.
Apple Pay, Google Pay and Samsung Pay available
Purchase Rate
12.49%
Interest Free Days
$55
$0
for 12 months then $58
No set max
$20
Go to siteA credit card that charges a low purchase rate and no annual fee so thrifty cardholders can keep costs down.
No Annual Fee Card

Virgin Money No Annual Fee Card

Balance Transfer0% p.a for 12 months on balance transfers and purchases
No Annual Fee
Free supplementary cards
Purchase Rate
0.00%
for 12 months then 18.99%
Interest Free Days
$55
$0
$10k
$30
Go to siteAvoid one of the biggest costs of a credit card with this competitive no annual fee offer from Virgin Money.
Gold Low Rate

Heritage Bank Gold Low Rate

Balance Transfer0% on Balance Transfers for 12 months
No Annual Fee
Apple Pay, Google Pay and Samsung Pay available
Purchase Rate
10.80%
Interest Free Days
$0
$0
No set max
$20
Go to siteFor cardholders who like to keep costs down, this low rate, low fee credit card may do just that.
The comparison rate is based on a credit of $30,000 over a 5 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. RateCity Australian Credit Licence 316710.
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