Compare credit card purchase rates and interest-free days
Product Name Card
Purchase Rate
Interest Free Days
Annual Fee
Card limit
Late Payment Fee
Go to site
Low Rate

ANZ Low Rate

Balance Transfer0% p.a. for 25 months on balance transfers and $0 Annual Fee in First Year with an ANZ Low Rate credit card (1.5% Balance Transfer Fee applies).*
Waived $0 annual fee p.a in the first 12 months and $58 p.a thereafter.
Apple Pay, Google Pay and Samsung Pay available
Purchase Rate
12.49%
Interest Free Days
$55
$0
for 12 months then $58
No set max
$20
Go to siteA credit card that charges a low purchase rate and no annual fee so thrifty cardholders can keep costs down.
Platinum Credit Card (Balance Transfer Offer)

HSBC Platinum Credit Card (Balance Transfer Offer)

Balance TransferEnjoy 0% p.a. interest on Balance Transfers for 26 months1 (1% Balance Transfer Fee applies2) and $0 annual fee in First Year3.
Rewards Available through HSBC Rewards Plus Program
Waived $0 annual fee p.a in the first 12 months and $129 p.a thereafter.
Purchase Rate
19.99%
Interest Free Days
$55
$0
for 12 months then $129
No set max
$30
Go to siteA competitive platinum card offering from a global provider. Cardholders can enjoy a lengthy balance transfer period and a range of perks from the HSBC Rewards Program.
Virgin Australia Velocity Flyer Card (Balance Transfer Offer)

Virgin Money Virgin Australia Velocity Flyer Card (Balance Transfer Offer)

Balance Transfer0% p.a. on balance transfers for 22 months
Rewards Available through Velocity Frequent Flyer
Reduced $64 annual fee p.a in the first 12 months and $129 p.a thereafter.
Purchase Rate
20.74%
Interest Free Days
$55
$64
for 12 months then $129
$30k
$30
Go to siteEnoy 22 months of 0% card interest or earn 3 additional bonus points per $1 on your everyday spend in the first 3 month with this competitive card offer from Virgin Money.
Low Rate Card

NAB Low Rate Card

Balance Transfer0% p.a. for 20 months on balance transfers
Apple Pay, Google Pay and Samsung Pay available
Purchase Rate
12.99%
Interest Free Days
$55
$59
No set max
$15
Go to siteA low rate credit card that offers a high amount of interest-free days, so you can spend with peace of mind.
*WARNING: The comparison rates* are based on credit of $30,000 and a term of 5 years. This comparison rate* is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.Please see the assumptions on which the comparisons are made. RateCity Australian Credit License 316710.