Product Name Card | Purchase Rate | Interest Free Days | Annual Fee | Card limit | Late Payment Fee | Go to site | |
|---|---|---|---|---|---|---|---|
 ING Orange One Low Rate No Annual Fee Ability to convert large purchases into instalment plans | Purchase Rate 11.99% | Interest Free Days 45 | $0 | $30k | $20 | Go to site |  Aussies who want to keep credit card costs low and take advantage of long interest-free periods may enjoy this competitive low rate, low fee offer from ING. |
 ANZ Low Rate Balance Transfer0% P.A. for 22 months on balance transfers and $0 Annual Account Fee in First Year with an ANZ Low Rate credit card (1.5% Balance Transfer Fee applies). Reduced annual fee of 0 p.a. in the 12 year (58 p.a. thereafter). Apple, Android and Samsung pay available | Purchase Rate 12.49% | Interest Free Days 55 | $0 for 12 months then $58 | No set max | $20 | Go to site | A credit card that charges a low purchase rate and no annual fee so thrifty cardholders can keep costs down. |
 NAB Low Rate Card Balance Transfer0% p.a. for 20 months on balance transfers Apple, Android and Samsung pay available | Purchase Rate 12.99% | Interest Free Days 55 | $59 | No set max | $15 | Go to site | A low rate credit card that offers a high amount of interest-free days, so you can spend with peace of mind. |
 HSBC Platinum Credit Card Balance Transfer0% p.a interest on balance transfers for 22 months (no BT Fee)1. Earn 2 Rewards Plus points per dollar on eligible overseas purchases and Rewards Plus points per dollar on all other eligible purchases with the HSBC Rewards Plus program2. Rewards Plus points can be redeemed for e-gift cards across leading brands. Rewards Available through HSBC Rewards Plus Program 129 is refunded when you spend 6000 of purchases every 12 months | Purchase Rate 19.99% | Interest Free Days 55 | $129 | No set max | $30 | Go to site | A competitive platinum card offering from a global provider. Cardholders can enjoy a lengthy balance transfer period and a range of perks from the HSBC Rewards Program. |
 NAB StraightUp specialNo interest, No use No pay, No foreign fees No Annual Fee Ability to convert large purchases into instalment plans | Purchase Rate 0.00% | Interest Free Days | $0 | $3k | $ | Go to site | Take avantage of a no-interest credit card from big four bank, NAB. Cardholders will not incur interest on expenses but pay a flat monthly fee, depending on the credit limit. |
*WARNING: The comparison rates* are based on credit of $30,000 and a term of 5 years. This comparison rate* is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.Please see the assumptions on which the comparisons are made. RateCity Australian Credit License 316710.  | |||||||