Balance transfer credit cards

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Balance transfer calculator

Low Rate Credit Card

0% purchase rate and 0% balance transfer for 12 months, from account opening. 2% balance transfer fee applies.

Freestyle

A virtual card that’s available to use instantly once approved (approvals typically within 60 minutes). Use account to Tap n Pay or transfer money to any bank account.

Low Rate

0% p.a. for 30 months on balance transfers with no Balance Transfer Fee and $0 Annual Fee in First Year with an ANZ Low Rate credit card. *New card. Reverts to Std. BT Rate, currently 20.24% p.a. after first 30 months. T&Cs, elig crit, fees & charges apply, (inc. Ann. Fee, currently $58, after 1st yr).  

Low Rate Card

0% p.a. for 32 months on balance transfers. No annual fee in the first year.

Platinum

0% p.a. for 17 months on purchases and $0 Annual Fee in First Year with an ANZ Platinum credit card*

Product Name Card	Purchase Rate	Interest Free Days	Annual Fee	Card limit	Late Payment Fee	Go to site
Bendigo Bank Low Rate Credit Card Balance Transfer0% purchase rate and 0% balance transfer for 12 months, from account opening. 2% balance transfer fee applies. Ongoing purchase rate ranked in the best 20% Lower than average annual fee	Purchase Rate 0.00% for 12 months then 11.99%	Interest Free Days 55	$45	No set max		Go to site	A low rate Mastercard card with a balance transfer offer and one of the lowest annual fees on average.
MoneyMe Freestyle specialA virtual card that’s available to use instantly once approved (approvals typically within 60 minutes). Use account to Tap n Pay or transfer money to any bank account. Lower than average ongoing purchase rate Rewards Available through MoneyMe Perks	Purchase Rate 16.99%	Interest Free Days 55	$0	$20k	$15	Go to site	Enjoy a credit card with a generous number of interest-free days and no annual fee from MoneyMe.

The comparison rate is based on a credit of $30,000 over a 5 year term. WARNING*: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. RateCity Australian Credit Licence 316710.