Compare home loans interest rates
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Product
Advertised Rate
Comparison Rate
Monthly Repayment
Features
Real Time Rating™
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Reduce Home Loans

Rate Crusher 1 Year Fixed

Rate Crusher 1 Year Fixed

special1.90% fixed rate for 12 months then 2.39% variable rate
1.90%
Fixed - 1 year
2.42%
$1,257
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
View NowHomeowners rejoice! Enjoy one of the most competitive home loan rates on the market for a fixed, first-year period.
UBank

3 Year Fixed (Owner Occupied Principal & Interest)

3 Year Fixed (Owner Occupied Principal & Interest)

2.14%
Fixed - 3 years
2.41%
$1,292
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
View NowFix the interest rate on your owner occupier home loan for up to three years and pay no ongoing fees.
Tic Toc

Live-in Variable (With Offset)

Live-in Variable (With Offset)

2.19%
Variable
2.34%
$1,299
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
View NowJoin this fintech to get a low variable interest rate with no upfront or ongoing fees, and pay a minimum deposit of 10 per cent (plus LMI).
Newcastle Permanent

Real Deal Home Loan

Real Deal Home Loan

CashbackGet a $2000 refinance cashback when you refinance your loan. Loan amount $250k or more. LVR up to 80%.~ Ends in about 1 month
2.59%
Variable
2.63%
$1,359
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
View NowEnjoy a special discounted variable interest rate, plus access to redraw. Pay no upfront fees, and if you're refinancing, you can get $2000 cashback.
Homestar Finance

Star Essentials Home Loan

Star Essentials Home Loan

Cashback$1,000 cash back on refinances. Upfront fees waived on Purchases~ Ends in 11 days
2.29%
Variable
2.32%
$1,314
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Enquire NowNo ongoing fees, plus all of the basics an owner occupier may want from a home loan, including a redraw facility.
Reduce Home Loans

Low Rider

Low Rider

2.19%
Variable
2.23%
$1,299
Redraw facility
Offset Account
Borrow up to 70%
Extra Repayments
Interest Only
Owner Occupied
View NowIf you have a deposit or equity of 30% or more, you can enjoy a low variable rate, no ongoing fees, extra repayments and free redraws. Optional offset account and waived upfront fees available.
*WARNING: The comparison rate is true only for a $150,000 loan for a term of 25 years and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.Please see the assumptions on which the comparisons are made. RateCity Australian Credit License 316710.