Company | Product | Advertised Rate | Comparison Rate | Monthly Repayment | Features | Real Time Rating™ | Go to site | ||
|---|---|---|---|---|---|---|---|---|---|
 Owner Occupier Accelerates - Celebrate (Principal and Interest) | Owner Occupier Accelerates - Celebrate (Principal and Interest) | 2.19% Variable | 2.19% | $1,138 | Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied | View Now |  The more of your home you pay off, the lower your rate could be. This low rate is avialbe for borrowers with equity of 40% or more. | ||
 Basic Home Loan | Basic Home Loan | 2.09% Fixed - 3 years | 2.43% | $1,122 | Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied | Enquire Now | Owner occupiers with deposits of 30% or more can lock in a low fixed rate for three years, with no ongoing fees. | ||
 Discounted Variable Rate (Owner Occupied Principal & Interest) | Discounted Variable Rate (Owner Occupied Principal & Interest) | 2.34% Variable | 2.34% | $1,161 | Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | View Now | With a discounted variable interest rate and no upfront or ongoing fees, you may be able to minimise the cost of your owner-occupied home loan. | ||
 Back to Basics Home Loan Special Offer | Back to Basics Home Loan Special Offer | 2.54% Variable | 2.55% | $1,192 | Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | View Now | Bundle your home loan and transaction account for discounts on rates, fees, and insurance offers. |  Winner of Best large bank home loan, RateCity Gold Awards 2020 | |
 Smart Home Loan (Principal and Interest) | Smart Home Loan (Principal and Interest) | 2.48% Variable | 2.5% | $1,182 | Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | View Now | A competitive rate from a non-bank designed to help Aussie homeowners take control of their home loan repayments. | Winner of Best variable, RateCity Gold Awards 2020 | |
The comparison rate is based on a loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. RateCity Australian Credit Licence 316710.  | |||||||||