Compare home loans interest rates
Company
Product
Advertised Rate
Comparison Rate
Monthly Repayment
Features
Real Time Rating™
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UBank

Discounted Variable Rate (Owner Occupied Principal & Interest)

Discounted Variable Rate (Owner Occupied Principal & Interest)

2.49%
Variable
2.49%
$1,184
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
View NowWith a discounted variable interest rate and no upfront or ongoing fees, you may be able to minimise the cost of your owner-occupied home loan.
Athena Home Loans

Owner Occupier Accelerates - Celebrate (Principal and Interest)

Owner Occupier Accelerates - Celebrate (Principal and Interest)

2.19%
Variable
2.19%
$1,138
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
View NowThe more of your home you pay off, the lower your rate could be. This low rate is avialbe for borrowers with equity of 40% or more.
Macquarie Bank

Basic Home Loan (Refinance)

Basic Home Loan (Refinance)

2.09%
Fixed - 3 years
2.43%
$1,122
Redraw facility
Offset Account
Borrow up to 70%
Extra Repayments
Interest Only
Owner Occupied
Enquire NowOwner occupiers with deposits of 30% or more can lock in a low fixed rate for three years, with no ongoing fees.
HSBC

Home Value Loan

Home Value Loan

specialGet a low variable interest rate loan with no ongoing fees.~ Ends in 5 days
2.59%
Variable
2.6%
$1,199
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
View NowExtra benefits include an HSBC Relationship Manager to guide you through the home loan process, and a complimentary Feng Shui report on your property!
loans.com.au

Smart Home Loan (Principal and Interest)

Smart Home Loan (Principal and Interest)

2.48%
Variable
2.5%
$1,182
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
View NowA competitive rate from a non-bank designed to help Aussie homeowners take control of their home loan repayments.
The comparison rate is based on a loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. RateCity Australian Credit Licence 316710.
Ratecity.com.au