Company | Product | Advertised Rate | Comparison Rate | Monthly Repayment | Features | Real Time Rating™ | Go to site | |
|---|---|---|---|---|---|---|---|---|
 Discounted Variable Rate (Owner Occupied Principal & Interest) | Discounted Variable Rate (Owner Occupied Principal & Interest) | 2.49% Variable | 2.49% | $1,184 | Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | View Now |  With a discounted variable interest rate and no upfront or ongoing fees, you may be able to minimise the cost of your owner-occupied home loan. | |
 Home Value Loan | Home Value Loan specialGet a low variable interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online.~ Ends in 2 months | 2.59% Variable | 2.6% | $1,199 | Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | View Now | Extra benefits include an HSBC Relationship Manager to guide you through the home loan process, and a complimentary Feng Shui report on your property! | |
 Star Essentials Home Loan | Star Essentials Home Loan Cashback$1,000 cash back on refinances. Upfront fees waived on Purchases~ Ends in about 1 month | 2.29% Variable | 2.32% | $1,153 | Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | Enquire Now | No ongoing fees, plus all of the basics an owner occupier may want from a home loan, including a redraw facility. | |
 Smart Home Loan (Principal and Interest) | Smart Home Loan (Principal and Interest) specialGet one of the lowest variable interest rates on the market and pay no application or ongoing fees | 2.48% Variable | 2.5% | $1,182 | Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | More Info | A competitive rate from a non-bank designed to help Aussie homeowners take control of their home loan repayments. | |
 Achieve Variable Loan | Achieve Variable Loan specialRefinance with an eligible CUA Home Loan and enjoy a $2000* pre-paid digital Mastercard®. | 2.80% Variable | 2.85% | $1,233 | Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied | More Info | Charges no ongoing fees, offers free redraws, and you can apply with a minimum 10 per cent deposit (plus LMI). You can also make extra repayments to help pay off your home sooner. | |
*WARNING: The comparison rate is true only for a $150,000 loan for a term of 25 years and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.Please see the assumptions on which the comparisons are made. RateCity Australian Credit License 316710.  | ||||||||