Compare home loans interest rates
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Product
Advertised Rate
Comparison Rate
Monthly Repayment
Features
Real Time Rating™
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UBank

Discounted Variable Rate (Owner Occupied Principal & Interest)

Discounted Variable Rate (Owner Occupied Principal & Interest)

2.34%
Variable
2.34%
$1,161
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
View NowWith a discounted variable interest rate and no upfront or ongoing fees, you may be able to minimise the cost of your owner-occupied home loan.AwardsWinner of Best variable, RateCity Gold Awards 2021
loans.com.au

Smart Home Loan (Principal and Interest)

Smart Home Loan (Principal and Interest)

2.48%
Variable
2.5%
$1,182
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
View NowA competitive rate from a non-bank designed to help Aussie homeowners take control of their home loan repayments.
HSBC

Home Value Loan

Home Value Loan

specialGet a low variable interest rate loan with no ongoing fees.~ Ends in 4 days
2.59%
Variable
2.6%
$1,199
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
View NowExtra benefits include an HSBC Relationship Manager to guide you through the home loan process, and a complimentary Feng Shui report on your property!
CUA

Achieve Variable Loan

Achieve Variable Loan

2.55%
Variable
2.6%
$1,193
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
View NowCharges no ongoing fees, offers free redraws, and you can apply with a minimum 10 per cent deposit (plus LMI). You can also make extra repayments to help pay off your home sooner.
Homestar Finance

Star Essentials Home Loan

Star Essentials Home Loan

2.14%
Variable
2.17%
$1,130
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
More InfoNo ongoing fees, plus all of the basics an owner occupier may want from a home loan, including a redraw facility.AwardsWinner of Best variable, RateCity Gold Awards 2021
The comparison rate is based on a loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. RateCity Australian Credit Licence 316710.
Ratecity.com.au