Compare home loans interest rates
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Product
Advertised Rate
Comparison Rate
Monthly Repayment
Features
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UBank

Discounted Variable Rate (Owner Occupied Principal & Interest)

Discounted Variable Rate (Owner Occupied Principal & Interest)

2.49%
Variable
2.49%
$1,184
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
View NowWith a discounted variable interest rate and no upfront or ongoing fees, you may be able to minimise the cost of your owner-occupied home loan.
HSBC

Home Value Loan

Home Value Loan

specialGet a low variable interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online.~ Ends in 2 months
2.59%
Variable
2.6%
$1,199
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
View NowExtra benefits include an HSBC Relationship Manager to guide you through the home loan process, and a complimentary Feng Shui report on your property!
Homestar Finance

Star Essentials Home Loan

Star Essentials Home Loan

Cashback$1,000 cash back on refinances. Upfront fees waived on Purchases~ Ends in about 1 month
2.29%
Variable
2.32%
$1,153
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Enquire NowNo ongoing fees, plus all of the basics an owner occupier may want from a home loan, including a redraw facility.
loans.com.au

Smart Home Loan (Principal and Interest)

Smart Home Loan (Principal and Interest)

specialGet one of the lowest variable interest rates on the market and pay no application or ongoing fees
2.48%
Variable
2.5%
$1,182
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
More InfoA competitive rate from a non-bank designed to help Aussie homeowners take control of their home loan repayments.
CUA

Achieve Variable Loan

Achieve Variable Loan

specialRefinance with an eligible CUA Home Loan and enjoy a $2000* pre-paid digital Mastercard®.
2.80%
Variable
2.85%
$1,233
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
More InfoCharges no ongoing fees, offers free redraws, and you can apply with a minimum 10 per cent deposit (plus LMI). You can also make extra repayments to help pay off your home sooner.
*WARNING: The comparison rate is true only for a $150,000 loan for a term of 25 years and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.Please see the assumptions on which the comparisons are made. RateCity Australian Credit License 316710.
Ratecity.com.au