Company | Product | Advertised Rate | Comparison Rate | Monthly Repayment | Features | Real Time Rating™ | Go to site | ||
|---|---|---|---|---|---|---|---|---|---|
 Discounted Variable Rate (Owner Occupied Principal & Interest) | Discounted Variable Rate (Owner Occupied Principal & Interest) | 2.34% Variable | 2.34% | $1,161 | Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | View Now |  With a discounted variable interest rate and no upfront or ongoing fees, you may be able to minimise the cost of your owner-occupied home loan. |  Winner of Best variable, RateCity Gold Awards 2021 | |
 Smart Home Loan (Principal and Interest) | Smart Home Loan (Principal and Interest) | 2.48% Variable | 2.5% | $1,182 | Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | View Now | A competitive rate from a non-bank designed to help Aussie homeowners take control of their home loan repayments. | ||
 Home Value Loan | Home Value Loan specialGet a low variable interest rate loan with no ongoing fees.~ Ends in 4 days | 2.59% Variable | 2.6% | $1,199 | Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | View Now | Extra benefits include an HSBC Relationship Manager to guide you through the home loan process, and a complimentary Feng Shui report on your property! | ||
 Achieve Variable Loan | Achieve Variable Loan | 2.55% Variable | 2.6% | $1,193 | Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied | View Now | Charges no ongoing fees, offers free redraws, and you can apply with a minimum 10 per cent deposit (plus LMI). You can also make extra repayments to help pay off your home sooner. | ||
 Star Essentials Home Loan | Star Essentials Home Loan | 2.14% Variable | 2.17% | $1,130 | Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | More Info | No ongoing fees, plus all of the basics an owner occupier may want from a home loan, including a redraw facility. | Winner of Best variable, RateCity Gold Awards 2021 | |
The comparison rate is based on a loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. RateCity Australian Credit Licence 316710.  | |||||||||