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- Comprehensive
Comprehensive
- New car replacement
- Flexible excess
- Roadside assistance
Agreed or market value
Either
New for old car replacement
if written off before 2 years
Roadside assistance
Optional
Comprehensive
- New car replacement
- Flexible excess
- Roadside assistance
Agreed or market value
Either
New for old car replacement
if written off before 2 years
Roadside assistance
Optional
Pros and Cons
For Comprehensive
Benefits
- Insure at agreed or market value
- New car replacement
- Roadside assistance available
- Flexible excess to reduce premium
- Multi-policy discount
Drawbacks
- Monthly payments increases total cost
- No online discount
- No rental car available after accident
RACV Rate Car Insurance overview
For Comprehensive
Features
Agreed or market value
Either
New for old car replacement
if written off before 2 years
Roadside assistance
Optional
Increase excess to reduce premium
Pay monthly at no extra cost
Covers non nominated resident driver
Online discount
Combined policy discount
No claim discount
Cooling off period
21 days
Target Market Determination
Visit RACV to view Target Market Determination.
Insurance Cover
Loss or damage to your vehicle
Damage to other people's car / property
up to $20,000,000
Windscreen cover
Optional
Trailer cover
Standard
$1000
Baby capsule/child seat benefit
Standard
$500
Personal effects cover
$500
Key replacement/recoding benefit
Standard
$1000
Death benefit
After Accident Care
Cover for rental car
Towing of vehicle
Reasonable cost
Emergency repairs
$800
Free repair service
Free wind screen claim
Choice of repairer
Optional