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Welcome to RateCity's Credit Card section.
Are you in the market for a new credit card? RateCity allows you to search, compare and apply from over 250 Credit Cards, regardless of whether this is your first credit card or if you are looking for something more specific like a balance transfer card. To start searching, fill in the form at the top of the page or you can choose from one of our popular searches at the base of this page.
For all you need to know and what to consider when purchasing a credit card, our Credit Card Guide shows you exactly what is involved as well as useful information and tips. If you're not ready to purchase and still getting your head around all the different terms, read some of our articles. They guide you through a range of definitions in plain english. Or, for all the latest news and information on the latest trends and advice regarding the credit card market, our news section will keep you up-to-date .
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Credit Cards Guide
RateCity's Credit Cards Guide provides you with tips and useful information to assist you with your decision when purchasing a credit card. Whether you are after a credit card that offers you more rewards or one that charges no ongoing fees, we provide all the most up-to-date information, hints and tips and for what you need to know to find one that suits your needs. Searching and applying for credit cards is easy at RateCity - we will show you how to locate some of the best credit cards to suit your lifestyle and particularly your spending habits.
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Credit Card Articles
Understanding all the financial terms when searching for your credit card can be difficult. That's why we have created a range of articles to explain things in plain english. Check out a few from the list below to get you started:
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Low Rate Credit Cards
If you are in the market for a low rate credit card, you are in the right place. RateCity allows you to search, compare and apply for low rate credit cards from a variety of lenders so that you can find one that suits you. Low rate credit cards can be particularly useful for people who tend to fall behind with monthly repayments.
All you need to do is fill in the form above and our search results will list some of the lenders that best suit your criteria. No matter what credit limit you require or what type of card you need, we will find a range of suitable credit cards for you.
Find a low rate credit card now
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Balance Transfer Credit Cards
If you currently have a credit card and are in the market for a balance transfer credit card, RateCity has a range of products ready to compare. Balance transfer credit cards are particularly useful for people who want to consolidate their debt. Whether it's been an expensive holiday or an indulgent purchase that has put you in debt a balance transfer facility can be a useful way to help with your repayments.
By comparing balance transfer cards according to type and card level, you can find some of the lowest interest rates and fees for your new credit card. You can also compare the introductory period to make sure you keep the low balance transfer rate for as long as possible. No matter what type of balance transfer cards you are after, you can compare them at RateCity to find some of the best ones available for your spending needs.
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Best Credit Cards
Unfortunately, there isn't such a thing as a best credit card as what's right for one person is different to the next. Finding the best credit card isn't that easy either, as there is alot of information to consider. RateCity has invested alot of time to ensure that we've simplified this process for you. So,no matter what your spending style, RateCity allows you to search, compare and apply for some of the best credit cards to suit your needs. We understand that every person is different and will require different features ranging from no annual fee, low interest, interest free days to rewards programs, standard, platinum or gold level cards. Which is lucky that we have such an extensive database to help you compare all the cards available right now.
Check out some of the best credit cards
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No Annual Fee Credit Cards
If you are after a credit card that has no annual fees then you are in the right place. RateCity allows you to search, compare and apply for a range of credit cards with no annual fees. If you are someone who makes their repayments each month, then you are likely to be able to find a no annual fee card that suits you. Why? Most cards on the market that have no annual fee have a higher interest rate, so if you aren't making your repayments it's probably better you focus on a card with lower interst rates.
When comparing all the credit cards that have no ongoing fee, but sure to consider all other features - annual fee isn't the only factor. Rewards, online access and a range of other factors should also be considered before you make a purchase.
Find a credit card with no annual fee
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Latest Credit Card News
Don't be a victim of credit card fraud
Jan 29, 2012Despite concerted efforts by banks to fight fraud, figures released in December by the Australian Payments Clearing Association (APCA) showed credit card fraud reached $210 million last financial y...
Show your credit card who is boss
Jan 24, 2012With savvy strategies in place you can control your credit card rather than let it control you. Here are RateCity's top five tips for managing your credit card usage.
Credit cards 101: how to beat the banks
Jan 17, 2012Trying to get a clear picture of the fees and charges you're likely to be hit with by your credit card can be an indecipherable guessing game.
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Latest Credit Card News
Credit cards – don't get stung
Jan 12, 2012There's no denying that credit cards make life a hell of a lot easier, but the banks seem intent on making us pay for the convenience by charging unreasonably high credit card interest rates.
The end of credit cards?
Dec 21, 2011Australians have changed their use of credit cards in a massive and potentially permanent way since the global financial crisis, according to new research from RateCity.
Aussies recover with a balance transfer
Dec 21, 2011After the Christmas period and the party season, many credit cards will have had a work out. But with a few simple tips, most Australians will be able to flick the financial hangover and start a cl...
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Latest Credit Card News
The end of credit cards?
Dec 21, 2011Australians have changed their use of credit cards in a massive and potentially permanent way since the global financial crisis, according to new research from RateCity.
Are you safe from credit card fraud?
Dec 01, 2011Australians spend around $2.7 billion more using their credit cards in December than during the other 11 months of the year. So now, more than ever, cardholders should be taking extra caution again...
How to avoid the festive hangover
Dec 01, 2011With the festive season almost upon us, many Australians will soon be reaching for their credit cards, as they hit the stores for the traditional Christmas shopping flurry.
