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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about Credit Cards from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all providers, for further details refer to our FSCG. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a Credit Card, you will deal directly with a financial institution, and not with RateCity.

Credit Cards

Need some help? Checkout our Credit Cards Guide

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  • Welcome to RateCity's Credit Card section.

    Are you in the market for a new credit card? RateCity allows you to search, compare and apply from over 250 Credit Cards, regardless of whether this is your first credit card or if you are looking for something more specific like a balance transfer card. To start searching, fill in the form at the top of the page or you can choose from one of our popular searches at the base of this page.

    For all you need to know and what to consider when purchasing a credit card, our Credit Card Guide shows you exactly what is involved as well as useful information and tips. If you're not ready to purchase and still getting your head around all the different terms, read some of our articles. They guide you through a range of definitions in plain english. Or, for all the latest news and information on the latest trends and advice regarding the credit card market, our news section will keep you up-to-date .

  • Credit Cards Guide

    RateCity's Credit Cards Guide provides you with tips and useful information to assist you with your decision when purchasing a credit card. Whether you are after a credit card that offers you more rewards or one that charges no ongoing fees, we provide all the most up-to-date information, hints and tips and for what you need to know to find one that suits your needs. Searching and applying for credit cards is easy at RateCity - we will show you how to locate some of the best credit cards to suit your lifestyle and particularly your spending habits.

  • Credit Card Articles

    Understanding all the financial terms when searching for your credit card can be difficult. That's why we have created a range of articles to explain things in plain english. Check out a few from the list below to get you started:

  • Low Rate Credit Cards

    If you are in the market for a low rate credit card, you are in the right place. RateCity allows you to search, compare and apply for low rate credit cards from a variety of lenders so that you can find one that suits you. Low rate credit cards can be particularly useful for people who tend to fall behind with monthly repayments.

    All you need to do is fill in the form above and our search results will list some of the lenders that best suit your criteria. No matter what credit limit you require or what type of card you need, we will find a range of suitable credit cards for you.

    Find a low rate credit card now

  • Balance Transfer Credit Cards

    If you currently have a credit card and are in the market for a balance transfer credit card, RateCity has a range of products ready to compare. Balance transfer credit cards are particularly useful for people who want to consolidate their debt. Whether it's been an expensive holiday or an indulgent purchase that has put you in debt a balance transfer facility can be a useful way to help with your repayments.

    By comparing balance transfer cards according to type and card level, you can find some of the lowest interest rates and fees for your new credit card. You can also compare the introductory period to make sure you keep the low balance transfer rate for as long as possible. No matter what type of balance transfer cards you are after, you can compare them at RateCity to find some of the best ones available for your spending needs.

    Find a balance transfer credit card now

  • Best Credit Cards

    Unfortunately, there isn't such a thing as a best credit card as what's right for one person is different to the next. Finding the best credit card isn't that easy either, as there is alot of information to consider. RateCity has invested alot of time to ensure that we've simplified this process for you. So,no matter what your spending style, RateCity allows you to search, compare and apply for some of the best credit cards to suit your needs. We understand that every person is different and will require different features ranging from no annual fee, low interest, interest free days to rewards programs, standard, platinum or gold level cards. Which is lucky that we have such an extensive database to help you compare all the cards available right now.

    Check out some of the best credit cards

  • No Annual Fee Credit Cards

    If you are after a credit card that has no annual fees then you are in the right place. RateCity allows you to search, compare and apply for a range of credit cards with no annual fees. If you are someone who makes their repayments each month, then you are likely to be able to find a no annual fee card that suits you. Why? Most cards on the market that have no annual fee have a higher interest rate, so if you aren't making your repayments it's probably better you focus on a card with lower interst rates.

    When comparing all the credit cards that have no ongoing fee, but sure to consider all other features - annual fee isn't the only factor. Rewards, online access and a range of other factors should also be considered before you make a purchase.

    Find a credit card with no annual fee

  • Latest Credit Card News

    Five great freebies for the family

    May 22, 2012

    We all feel like we're winning if we land a free airfare or a bit of merchandise in return for swiping our credit cards. But recent Reserve Bank research reveals that you have to spend an average $...

    Millions struggle to repay debt, yet ...

    May 18, 2012

    More than 2.7 million Australians are struggling to pay their current credit commitments, research suggests. Despite this, 25 percent also admitted they would seek to overcome difficulty by increas...

    Rental gone sour

    Apr 17, 2012

    Pet tarantulas, freeloading friends, amateur band practice in the living room; many of us have experienced living with a housemate from hell. Nevertheless a rental squeeze is pushing more Australia...

  • Latest Credit Card News

    "Hacktivism" is on the rise

    Apr 15, 2012

    Two-thirds of Australians think it’s unlikely they will be victims of a cyber-attack, an Australian SCAN social trend survey has revealed. So much so, that fewer than half of us ever bother to chan...

    It's a dog's life

    Apr 10, 2012

    When happy hour rolls around, pubs around the country are serving up beef-flavoured, non-alcoholic beverages to four-legged, furry patrons. It sounds gimmicky, but Dog Beer – with the slogan "Shout...

    Surge in celebrity bankruptcies

    Mar 23, 2012

    What do Perez Hilton and Dennis Rodman have in common? How about Gary Busey and Donald Trump? What about Mike Tyson and… It's likely that name will tell you where this is headed.

  • Latest Credit Card News

    Dirty, filthy money

    Mar 28, 2012

    If there was ever an argument for a 'cashless society' this may be it; germs on money could be making us sick. New research has revealed that some bank notes contain more than six times the contami...

    Weddings: rip-off or worth every cent?

    Mar 21, 2012

    Weddings are big business; we've heard that using the word 'wedding' in front of a photographer, caterer or florist will automatically increase the price you're quoted for your big day.

    Banks roll $6 billion on plastic

    Mar 08, 2012

    Thousands of Australians saddled with credit card debt are "throwing money away", according to new research, which shows that credit card providers are making over $6 billion per year in credit car...

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