This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about products from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all providers and may not compare all features relevant to you, for further details refer to our FSCG. The rating shown is only one factor to take into account when considering these products. See the rating methodology. We not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a product, you will deal directly with a financial institution, and not with RateCity. Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. See our terms of use for further details. This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.

Be wise with your money, compare and save

At RateCity, we believe that your finances are your future. All too often we see people throwing money away on unnecessary fees and charges or matched to products that don't suit their needs.

About us

RateCity is Australia's leading financial comparison website. We're here to help you find products that suit your needs and save you money in the following areas:

Our goal is to keep things easy

Fill out a quick form to commence your search.

Compare from a range of products to find one that suits your needs.

Click "Go to Site" to complete your application.

Saving you time, effort and money

With access to over 13,000 products from over 250 providers, making informed decisions is easier at You don't have to visit each individual website to access product information. Undertake side by side comparisons at RateCity, to see how a range of products compare.

In a trusted environment

We receive all our data from CANSTAR, Australia's leading finance research company. We are also part owned by Mi9, so you can rest assured you are in good hands.



Australia's leading finance research company.


Owner of ninemsn, Australia's number one publisher. you can start planning your future!

With all the money you could potentially save, start dreaming about your next investment or indulgence!

Frequently Asked Questions

If you've got a question, you'll probably find the answer here.

Where do you get your information from?

Our information comes from CANSTAR. Since 1992, CANSTAR has been highly regarded as the premier supplier of research and analysis for banks, building societies, credit unions, life and general insurance and other financial services providers, as well as the media. You can find out more about CANSTAR on their site.

Why do we have an AFS Licence?

Aside from the integrity of the data that we receive from our friends at CANSTAR, also has an AFS licence (AFSL: 316 710). AFS licences are issued by ASIC and allow us to deal in financial products (to get a detailed overview of our licence read our FSG. is one of the very few financial comparison websites in Australia that has an AFS licence. To examine our licence status do a search for our company name of AFSL number on the ASIC register.

How up to date is your data?

Our data comes directly from CANSTAR and is updated several times a day. We often receive updated rates so quickly that we update our site before the institutions update their own websites.
Rates shown are as notified to CANSTAR during the previous business day.

How do you compare products?

RateCity's website compares a very wide range of financial products and services in the Australian market, however from time to time some products or product providers may not be included in the research we publish.

What are the CANSTAR star ratings?

CANSTAR star ratings are a more qualitative way of looking at financial products. Instead of focusing just on one feature, they are rated on the overall combination of pricing, features and other factors to present you with the top 5% - 10% rated as 5 stars, or 'Outstanding Value'. Find out exactly how star ratings work.

What's the catch? How do you make money?

For once, there isn't a catch. Our revenue comes from introduction fees paid by financial institutions if you click to apply for products using, as well as advertising sold on the site. We only get paid if you find the right product for your situation.

How can I contact

You can contact us on or +61 2 8917 8001. For our full details, see our contact us page.

How can I get my institutions' products listed, advertise or amend my product information?

Email or phone us on +61 2 8917 8005.

Can you lend me money? Can I insure my car with

No, is a comparison service to help you find the right product from over 13,000 products across 250+ institutions. We do not offer our own products, as this would be a conflict of interest.

Need help?

If you don't find what you're looking for, email us.

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