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Compare Mazda car loans and financing options

Find Mazda car loan options from a wide range of Australian lenders. Compare interest rates, repayments, fees and more to find a Mazda finance option that best suits your needs.

Georgia Brown
Georgia Brown

Personal Finance Editor

Content updated

Product data updated

Loan amount

$

Loan term

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Credit score

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6.57%

7.19%

$392

More detailsclick for more details

Australian Credit Licence 488228

Fees & charges apply

Product info
  • $2k to $75k
  • 1 to 7 years
  • Fixed Rate
  • Secured

6.49%

7.61%

$391

More detailsclick for more details

Australian Credit Licence 395219

Fees & charges apply

Product info
  • $5k to $150k
  • 3 to 5 years
  • Fixed Rate
  • Secured

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Mazda is a Japanese car manufacturer that has been around since the 1920s. Popular for its compact and affordable passenger cars, Mazda operates out of its Australian office in Mulgrave, Victoria, and from international offices around the world.

Mazda’s national network of dealers and support staff allows it to keep its Australian customers consistently satisfied. With sedans, hatchbacks, SUVs and more available, Mazda tends to be popular with everyday “mum and dad” customers.

What are models are available from Mazda?

Mazda’s range of vehicle models includes: 

  • Mazda 2 in hatch and sedan, from $16,490, designed to be small, stylish and exciting.
  • Mazda 3 in hatch and sedan, from $21,490, combining power with efficiency.
  • Mazda 6 in sedan and wagon, from $36,346, with sophisticated, high-quality design.
  • Mazda CX-3 small SUV, from $23,990, featuring timeless design and state of the art technology.
  • Mazda CX-5 medium SUV, from $32,990, featuring luxurious trims and touches.
  • Mazda CX-8 large SUV, from $47,113, offering versatility and efficient use of space.
  • Mazda CX-9 large SUV, from $47,290, a luxury vehicle for the whole family
  • Mazda MX-5 in soft top or RF, from $37,986, designed to provide responsive driving performance.
  • Mazda BT-50 in single cab, freestyle cab or dual cab, from $28,990, a powerful design with smart features.

Vehicle information and pricing last updated in February 2019

How can I get a Mazda car loan?

Most Mazda dealers will have a finance option available, however dealer finance or direct-to-lender finance isn’t always the best option for every car buyer. To help you work out which car loan may be right for you, you can compare the available options at a comparison website, or get expert advice from a finance broker. 

How much you can borrow and what interest rate you’ll receive may depend on your financial situation, including your credit score. You may be able to borrow more than your Mazda’s purchase price to pay for insurance and other expenses, though this may cost you more in interest over the long run.

Secured Mazda car loans use your vehicle’s value as collateral, so you may enjoy a lower interest rate, though you risk losing your car if you can’t make the repayments. Unsecured Mazda loans can be more flexible, though they may cost more in interest charges.

How much does a Mazda car loan cost?

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Here are the approximate running costs for three different Mazda models, based on RACQ category averages:

ModelCategoryCents/kmAverage $ per week
Mazda 2Small55.2c$159.21
Mazda CX-5Medium SUV71.9c$207.31
Mazda BT-504WD Utility84.8c$244.55

Here’s how much a five-year loan will cost for three different Mazda models if you borrow 100 per cent of the purchase price over five years:

ModelPrice/loanTotal repayments at 6%Total repayments at 8%Total repayments at 10%
Mazda 2$16,490

$19,128

$20,061$21,022
Mazda CX-5$32,990$38,267$40,135$42,056
Mazda BT-50$47,990$55,667$58,384$61,179

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Vehicle information and pricing last updated in February 2019

This article was reviewed by Personal Finance Editor Alex Ritchie before it was published as part of RateCity's Fact Check process.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.