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American Express Qantas Discovery Card

  • Special
  • Apple, Google & Samsung Pay
  • No annual fee
Special

Earn Qantas Points and enjoy $0 Annual Card Fee

Purchase rate p.a.

23.99%

Balance transfer rate

Not Applicable

Annual fee

$0

American Express Qantas Discovery Card

  • Special
  • Apple, Google & Samsung Pay
  • No annual fee

Purchase rate p.a.

23.99%

Balance transfer rate

Not Applicable

Annual fee

$0

Pros and Cons

For American Express Qantas Discovery Card

Benefits

  • Rewards Available through Qantas Frequent Flyer
  • No Annual Fee
  • Ability to convert large purchases into instalment plans
  • Apple Pay, Google Pay and Samsung Pay available
  • Free supplementary cards
  • Purchase protection insurance

Drawbacks

  • Higher than average ongoing variable purchase rate
  • No balance transfer

American Express Rate Credit Card overview

For Qantas Discovery Card

Details

Card level

Standard

Card type

AMEX

Interest free days

44

Minimum monthly repayment

2.5% or $30

Minimum credit limit

$2,000

Maximum credit limit

$25,000

Free supplementary cards

Instant approval

Target Market Determination

Visit American Express Australia Limited to view Target Market Determination.

Fees

Annual fee

$0

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late payment fee

$30

Over limit fee

$15

Duplicate statement fee

$10

Electronic Wallet Service

Apple pay available

Google pay available

Samsung pay available

Important Rates

Rates

Purchase rate p.a.

23.99%

Cash advance rate

Cash advance fee

Balance Transfer

Balance transfer rate

Not Applicable

Transfer limit

Balance transfer fee

Overseas spending

Foreign exchange fee
3% on Amex
Overseas charges

Estimated ATM cost

Rewards

Program name

Qantas Frequent Flyer

Rewards available

Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels

Eligibility

Minimum age

18

Minimum income

$35,000

Eligibility conditions

Residency

Perks

FREE SUPPLEMENTARY CARDS

Supplementary cardholder must be over 18 years of age

PURCHASE PROTECTION INSURANCE

Covers up to $2,500 per item and $10,000 per year with a $50 excess within 90 days of purchase

Other Restrictions

Cash Advance not available

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Product data updated on 27 Apr 2024