Qantas Discovery Card

Pros:
  • No Annual Fee
Cons:

    Basic

    Card Level
    Card Level
    Standard
    Interest Free Days
    Interest Free Days
    44
    Maximum credit limit
    Maximum credit limit
    $25,000
    Minimum credit limit
    Minimum credit limit
    $2,000
    Minimum repayment dollars
    Minimum repayment dollars
    $30
    Minimum repayment percent
    Minimum repayment percent
    Number free supplementary
    Number free supplementary
    4
    Annual Fee
    Annual Fee
    Late Payment Fee
    Late Payment Fee
    $30
    Over limit fee
    Over limit fee
    $15
    Duplicate statement fee
    Duplicate statement fee
    $10
    Supplementary card annual fee
    Supplementary card annual fee
    $0
    Card Level
    Card Level
    Standard
    Interest Free Days
    Interest Free Days
    44
    Maximum credit limit
    Maximum credit limit
    $25,000
    Minimum credit limit
    Minimum credit limit
    $2,000
    Minimum repayment dollars
    Minimum repayment dollars
    $30
    Minimum repayment percent
    Minimum repayment percent
    Number free supplementary
    Number free supplementary
    4
    Annual Fee
    Annual Fee
    Late Payment Fee
    Late Payment Fee
    $30
    Over limit fee
    Over limit fee
    $15
    Duplicate statement fee
    Duplicate statement fee
    $10
    Supplementary card annual fee
    Supplementary card annual fee
    $0

    Rates

    Purchase Rate
    Purchase Rate
    20.74%
    Cash advance rate
    Cash advance rate
    Purchase Rate
    Purchase Rate
    20.74%
    Cash advance rate
    Cash advance rate

    Balance Transfer

    Balance Transfer Rate
    Balance Transfer Rate
    0%for 12 months then 20.74%
    Transfer Limit
    Transfer Limit
    70%of the chosen credit limit
    Balance Transfer Fee
    Balance Transfer Fee
    $50
    Balance Transfer Rate
    Balance Transfer Rate
    0%for 12 months then 20.74%
    Transfer Limit
    Transfer Limit
    70%of the chosen credit limit
    Balance Transfer Fee
    Balance Transfer Fee
    $50

    Overseas spending

    Foreign Exchange Fee
    Foreign Exchange Fee
    3% on AMEX
    Overseas charges
    Overseas charges
    Estimated ATM Cost
    Estimated ATM Cost
    Foreign Exchange Fee
    Foreign Exchange Fee
    3% on AMEX
    Overseas charges
    Overseas charges
    Estimated ATM Cost
    Estimated ATM Cost

    Rewards

    Program name
    Program name
    Qantas Frequent Flyer
    Rewards Available
    Rewards Available
    Gift Card, Domestic Flights, International Flights
    Points Per $1 Spend
    Points Per $1 Spend
    Upto 1
    Program name
    Program name
    Qantas Frequent Flyer
    Rewards Available
    Rewards Available
    Gift Card, Domestic Flights, International Flights
    Points Per $1 Spend
    Points Per $1 Spend
    Upto 1

    Eligibility

    Minimum age
    Minimum age
    18
    Minimum income
    Minimum income
    $35,000
    Eligibility conditions
    Eligibility conditions
    Minimum age
    Minimum age
    18
    Minimum income
    Minimum income
    $35,000
    Eligibility conditions
    Eligibility conditions

    Perks

    • Purchase ProtectionCovers up to $2,500 per item and $10,000 per year with a $50 excess within 90 days of purchase
    • Free Supplementary CardsSupplementary cardholder must be over 18 years of age
    Other Restrictions
    Cash Advance not available
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