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  4. Low Rate Visa Credit Card

Australian Unity Low Rate Visa Credit Card

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Purchase rate p.a.

9.90%

Balance transfer rate

9.9%

Annual fee

$59

Australian Unity Low Rate Visa Credit Card

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Purchase rate p.a.

9.90%

Balance transfer rate

9.9%

Annual fee

$59

Pros and Cons

For Australian Unity Low Rate Visa Credit Card

Benefits

  • Ongoing variable purchase rate ranked in the best 20%
  • Apple Pay, Google Pay and Samsung Pay available

Drawbacks

  • No reward program
  • Does not offer free supplementary cards

Australian Unity Rate Credit Card overview

For Low Rate Visa Credit Card

Details

Card level

Standard

Card type

Visa

Interest free days

45

Minimum monthly repayment

3% or $25

Minimum credit limit

$500

Maximum credit limit

$0

Free supplementary cards

Instant approval

Target Market Determination

Visit Australian Unity Limited to view Target Market Determination.

Fees

Annual fee

$59

Annual Fee Spend Waiver

Supplementary card annual fee

Late payment fee

$10

Over limit fee

Duplicate statement fee

Electronic Wallet Service

Apple pay available

Google pay available

Samsung pay available

Important Rates

Rates

Purchase rate p.a.

9.90%

Cash advance rate

18.99%

Cash advance fee

$5

Balance Transfer

Balance transfer rate

9.9%

Transfer limit

No set max

Balance transfer fee

2%

Overseas spending

Foreign exchange fee
3% on Visa
Overseas charges

Estimated ATM cost

Rewards

Program name

Rewards available

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

Residency

Perks