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- Low Rate Visa Credit Card
BankVic Low Rate Visa Credit Card
- Apple & Google Pay
- Balance transfer
- No annual fee
Purchase rate p.a.
8.99%
for up to 6 months, then 13.95%
Balance transfer rate
8.99%
Annual fee
$0
BankVic Low Rate Visa Credit Card
- Apple & Google Pay
- Balance transfer
- No annual fee
Purchase rate p.a.
8.99%
for up to 6 months, then 13.95%
Balance transfer rate
8.99%
Annual fee
$0
Pros and Cons
For BankVic Low Rate Visa Credit Card
Benefits
- 8.99 p.a. on purchases for 6 months then 13.95 p.a.
- 8.99% p.a on balance transfers for 6 months and then 13.95% p.a.
- Lower than average ongoing variable purchase rate
- No Annual Fee
Drawbacks
- No reward program
- Does not offer free supplementary cards
BankVic Rate Credit Card overview
For Low Rate Visa Credit Card
Details
Card level
Standard
Card type
Visa
Interest free days
44
Minimum monthly repayment
2.5% or $20
Minimum credit limit
$1,000
Maximum credit limit
$20,000
Free supplementary cards
Instant approval
Target Market Determination
Visit BankVic to view Target Market Determination.
Fees
Annual fee
$0
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
Over limit fee
$15
Duplicate statement fee
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
8.99%
for up to 6 months, then 13.95%
Cash advance rate
13.95%
Cash advance fee
Balance Transfer
Balance transfer rate
8.99%
Transfer limit
95%
of the approved credit limit
Balance transfer fee
Overseas spending
Foreign exchange fee
3.65% on Visa
Overseas charges
Estimated ATM cost
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Residency
Australia CitizenPermanent Resident
