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  4. Visa Credit Card

Border Bank Visa Credit Card

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Purchase rate p.a.

10.76%

Balance transfer rate

10.76%

Annual fee

$0

for 12 months then $30 thereafter

Border Bank Visa Credit Card

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Purchase rate p.a.

10.76%

Balance transfer rate

10.76%

Annual fee

$0

for 12 months then $30 thereafter

Pros and Cons

For Border Bank Visa Credit Card

Benefits

  • Ongoing variable purchase rate ranked in the best 20%
  • $0 annual fee in the first 12 months and $30 p.a thereafter.
  • Lower than average annual fee
  • Apple Pay, Google Pay and Samsung Pay available

Drawbacks

  • No reward program
  • Does not offer free supplementary cards

Border Bank Rate Credit Card overview

For Visa Credit Card

Details

Card level

Standard

Card type

Visa

Interest free days

55

Minimum monthly repayment

2.5% or $5

Minimum credit limit

$1,000

Maximum credit limit

$0

Free supplementary cards

Instant approval

Target Market Determination

Visit Border Bank to view Target Market Determination.

Fees

Annual fee

$0

for 12 months then $30 thereafter

Annual Fee Spend Waiver

Supplementary card annual fee

Late payment fee

$10

Over limit fee

Duplicate statement fee

Electronic Wallet Service

Apple pay available

Google pay available

Samsung pay available

Important Rates

Rates

Purchase rate p.a.

10.76%

Cash advance rate

10.76%

Cash advance fee

Balance Transfer

Balance transfer rate

10.76%

Transfer limit

95%

of the approved credit limit

Balance transfer fee

Overseas spending

Foreign exchange fee
3% on Visa
Overseas charges

Estimated ATM cost

Rewards

Program name

Rewards available

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

Residency

Australia CitizenPermanent Resident

Perks