Citi Classic Credit Card

Medium classic card

Good For

Rewards Balance Transfer Offers Special Offers Perks Max Interest Free Days lowest Monthly Repayments

  • Type: Visa
  • Level: Standard

All Offers

Balance Transfers Offers 0% p.a. for 15 months then 21.74%
1.5% balance transfer fee
Introductory Offers N/A
Special Offers Earn 5% cash back on all retail purchases (up to $1000 spend) in the first 90 days from account approval

(until 31 March 2018)

Rates & Fees

Ongoing Purchase Interest Rate 20.99% p.a
Annual Fee $99
Maximum free days Up to 55
Late Payment Fee $10
Over Limit Fee $0

Overseas Spending

Currency Conversion Fee 3.4%
Overseas ATM Charges $5
Estimated ATM Cost for AU$300 withdrawal $15.20


Points per $1 spent 1
Rewards Available Shopping, Cashback, Travel or Accomodation
Value of Rewards $188.51 after $99 annual fees
Additional Fee for Reward Card $0


Travel Insurance N/A
VIP Perks
  • Price guarantee scheme
  • Partner purchase discounts

Repayment Details

$ Minimum Repayment $30
% Minimum Repayment 2%

Application Requirements

Minimum Credit Limit $2,000
Maximum Credit Limit $100,000

More about Citi

Citi has a wide offering of credit cards for new and existing customers, a number of which feature rewards. Its range includes the Citi Signature, Citi Platinum, Citi Classic, Citi Simplicity, Citi Clear Platinum, Citi Prestige, Emirates Citi World Mastercard and Citi Qantas Signature.