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  4. David Jones Prestige Credit Card

David Jones Prestige credit card

  • Cashback
  • Apple, Google & Samsung Pay
  • Low annual fee
Cashback

$250 Credit back

  ~ Ends in 3 days

Spend $5000 on your David Jones Prestige credit card in the first 90 days to enjoy $250 credit back. T&C applies.

Purchase rate p.a.

23.99%

Balance transfer rate

Not Applicable

Annual fee

$99

David Jones Prestige credit card

  • Cashback
  • Apple, Google & Samsung Pay
  • Low annual fee

Purchase rate p.a.

23.99%

Balance transfer rate

Not Applicable

Annual fee

$99

More detailsclick for more details

Pros and Cons

For David Jones Prestige credit card

Benefits

  • Rewards Available through David Jones Rewards
  • Apple Pay, Google Pay and Samsung Pay available
  • Domestic travel insurance
  • International travel insurance
  • Free supplementary cards
  • Special events
  • Airport lounge
  • Purchase protection insurance

Drawbacks

  • Higher than average ongoing variable purchase rate
  • No balance transfer

David Jones Rate Credit Card overview

For Prestige credit card

Details

Card level

Standard

Card type

MasterCard

Interest free days

55

Minimum monthly repayment

$30

Minimum credit limit

$6,000

Maximum credit limit

$60,000

Free supplementary cards

Instant approval

Target Market Determination

Visit David Jones to view Target Market Determination.

Fees

Annual fee

$99

Annual Fee Spend Waiver

Supplementary card annual fee

Late payment fee

$35

Over limit fee

Duplicate statement fee

Electronic Wallet Service

Apple pay available

Google pay available

Samsung pay available

Important Rates

Rates

Purchase rate p.a.

23.99%

Cash advance rate

24.99%

Cash advance fee

3% or $3

Balance Transfer

Balance transfer rate

Not Applicable

Transfer limit

Balance transfer fee

Overseas spending

Foreign exchange fee
3% on Mastercard
Overseas charges

Estimated ATM cost

Rewards

Program name

David Jones Rewards

Rewards available

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

"Must be 18 yrs of age and a resident of Australia or a temporary resident who legally has the right to work in Australia (and intends to stay) for at least the next 12 months.

Residency

Australia CitizenPermanent ResidentTemporary Visa 12 Months Valid457 Visa holder

Perks

DOMESTIC TRAVEL INSURANCE

INTERNATIONAL TRAVEL INSURANCE

FREE SUPPLEMENTARY CARDS

SPECIAL EVENTS

AIRPORT LOUNGE

PURCHASE PROTECTION INSURANCE

How to apply

If you'd like to apply for this product or just get more information, follow the application process on David Jones.More detailsclick for more details