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- Platinum Visa Credit Card
G&C Mutual Bank Platinum Visa Credit Card
- Bonus Points
- Apple, Google & Samsung Pay
Earn 50,000 Qantas Points when you spend $5,000 on eligible purchases within 90 days. Earn 10,000 bonus Qantas Points each year.
Purchase rate p.a.
19.99%
Balance transfer rate
Not Applicable
Annual fee
$299
G&C Mutual Bank Platinum Visa Credit Card
- Bonus Points
- Apple, Google & Samsung Pay
Purchase rate p.a.
19.99%
Balance transfer rate
Not Applicable
Annual fee
$299
Pros and Cons
For G&C Mutual Bank Platinum Visa Credit Card
Benefits
- Rewards Available through Qantas Frequent Flyer
- Apple Pay, Google Pay and Samsung Pay available
- Free supplementary cards
- Concierge
Drawbacks
- Higher than average ongoing variable purchase rate
- Higher than average ongoing annual fee
- No balance transfer
G&C Mutual Bank Rate Credit Card overview
For Platinum Visa Credit Card
Details
Card level
Platinum
Card type
Visa
Interest free days
50
Minimum monthly repayment
3% or $20
Minimum credit limit
$6,000
Maximum credit limit
$75,000
Free supplementary cards
Instant approval
Target Market Determination
Visit G&C Mutual Bank Limited to view Target Market Determination.
Fees
Annual fee
$299
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$15
Over limit fee
$15
Duplicate statement fee
$10
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
19.99%
Cash advance rate
21.99%
Cash advance fee
$5
Balance Transfer
Balance transfer rate
Not Applicable
Transfer limit
Balance transfer fee
Overseas spending
Foreign exchange fee
Overseas charges
$5
Estimated ATM cost
$14
for AU $300 withdrawal
Rewards
Program name
Qantas Frequent Flyer
Rewards available
Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Ability to meet identity verification requirements and credit assessment criteria
Residency
Australia CitizenPermanent Resident
