RateCity.com.au
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Low Rate Credit Card

Basic

Card Level
Card Level
Standard
Interest Free Days
Interest Free Days
55
Maximum credit limit
Maximum credit limit
No set max
Minimum credit limit
Minimum credit limit
$1,000
Minimum repayment dollars
Minimum repayment dollars
$30
Minimum repayment percent
Minimum repayment percent
Number free supplementary
Number free supplementary
5
Annual Fee
Annual Fee
$79
Late Payment Fee
Late Payment Fee
$30
Over limit fee
Over limit fee
$30
Duplicate statement fee
Duplicate statement fee
$8
Supplementary card annual fee
Supplementary card annual fee
$0
Card Level
Card Level
Standard
Interest Free Days
Interest Free Days
55
Maximum credit limit
Maximum credit limit
No set max
Minimum credit limit
Minimum credit limit
$1,000
Minimum repayment dollars
Minimum repayment dollars
$30
Minimum repayment percent
Minimum repayment percent
Number free supplementary
Number free supplementary
5
Annual Fee
Annual Fee
$79
Late Payment Fee
Late Payment Fee
$30
Over limit fee
Over limit fee
$30
Duplicate statement fee
Duplicate statement fee
$8
Supplementary card annual fee
Supplementary card annual fee
$0

Rates

Purchase Rate
Purchase Rate
13.25%
Cash advance rate
Cash advance rate
21.99%
Purchase Rate
Purchase Rate
13.25%
Cash advance rate
Cash advance rate
21.99%

Balance Transfer

Balance Transfer Rate
Balance Transfer Rate
0%for 20 months then 21.99%
Transfer Limit
Transfer Limit
$4,750of the chosen transfer amount
Balance Transfer Fee
Balance Transfer Fee
$100
Balance Transfer Rate
Balance Transfer Rate
0%for 20 months then 21.99%
Transfer Limit
Transfer Limit
$4,750of the chosen transfer amount
Balance Transfer Fee
Balance Transfer Fee
$100

Overseas spending

Foreign Exchange Fee
Foreign Exchange Fee
3% on Visa
Overseas charges
Overseas charges
$4
Estimated ATM Cost
Estimated ATM Cost
$13for AU $300 withdrawal
Foreign Exchange Fee
Foreign Exchange Fee
3% on Visa
Overseas charges
Overseas charges
$4
Estimated ATM Cost
Estimated ATM Cost
$13for AU $300 withdrawal

Rewards

Program name
Program name
Rewards Available
Rewards Available
Points Per $1 Spend
Points Per $1 Spend
Program name
Program name
Rewards Available
Rewards Available
Points Per $1 Spend
Points Per $1 Spend

Eligibility

Minimum age
Minimum age
18
Minimum income
Minimum income
$20,000
Eligibility conditions
Eligibility conditions
Minimum age
Minimum age
18
Minimum income
Minimum income
$20,000
Eligibility conditions
Eligibility conditions

Perks

  • Free Domestic Travel Insurance
  • Partner Discounts
  • Free Supplementary Cards
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