Macquarie Bank

Macquarie Bank Black Card - Macquarie Rewards

Medium black card macquarie rewards

Good For

Rewards Balance Transfer Offers Special Offers Perks Max Interest Free Days Max Credit Limit

  • Type: Visa
  • Level: Platinum

All Offers

Balance Transfers Offers 0% p.a. for 14 months then 20.70%
Introductory Offers N/A
Special Offers Primary cardholder annual fee $99 for the first year. Receive 60,000 bonus Macquarie points when you spend $3000 within 60 days of approval.

(until further notice)

Rates & Fees

Ongoing Purchase Interest Rate 20.70% p.a
Annual Fee $249
Maximum free days Up to 55
Late Payment Fee $35
Over Limit Fee $30

Overseas Spending

Currency Conversion Fee 3%
Overseas ATM Charges $5 or 3% (the higher of)
Estimated ATM Cost for AU$300 withdrawal $18.00


Points per $1 spent 2
Rewards Available Shopping, Cashback, Travel or Accomodation
Value of Rewards $374.64 after $249 annual fees
Additional Fee for Reward Card $0


Travel Insurance Up to 90 days
International & Domestic
VIP Perks
  • Rental vehicle excess insurance
  • Extended warranty
  • Concierge service available

Repayment Details

$ Minimum Repayment $50
% Minimum Repayment 2.5%

Application Requirements

Minimum Credit Limit $15,000
Maximum Credit Limit No Limit