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- Low Fee Platinum
NAB Low Fee Platinum
- Balance Transfer
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
0% p.a. on balance transfers for 12 months (3% BT fee applies).
Purchase rate p.a.
19.74%
Balance transfer rate
0%
Annual fee
$90
NAB Low Fee Platinum
- Balance Transfer
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
19.74%
Balance transfer rate
0%
Annual fee
$90
Pros and Cons
For NAB Low Fee Platinum
Benefits
- Apple Pay, Google Pay and Samsung Pay available
- Domestic travel insurance
- Free supplementary cards
- Price guarantee
- Extended warranty
- Concierge
- Purchase protection insurance
Drawbacks
- Higher than average ongoing variable purchase rate
- No reward program
NAB Rate Credit Card overview
For Low Fee Platinum
Details
Card level
Platinum
Card type
Visa
Interest free days
44
Minimum monthly repayment
2% or $25
Minimum credit limit
$6,000
Maximum credit limit
$0
Free supplementary cards
Instant approval
Target Market Determination
Visit National Australia Bank Limited to view Target Market Determination.
Fees
Annual fee
$90
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$15
Over limit fee
$0
Duplicate statement fee
$7
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
19.74%
Cash advance rate
21.74%
Cash advance fee
3% or $3
Balance Transfer
Balance transfer rate
0%
Transfer limit
No set max
Balance transfer fee
3%
Overseas spending
Foreign exchange fee
Overseas charges
$5
Estimated ATM cost
$14
for AU $300 withdrawal
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Residency
Perks
A qualifying purchase is required.
Supplementary cardholder must be over 16 years of age
If you purchase personal goods in Australia and then find the same product advertised later in a printed catalogue at a cheaper price within 21 days of purchase, from a store within 25km of the store where the item was purchased, you can claim back the difference if it is more than $75.
For loss or theft of, or accidental damage to new personal items purchased with your card anywhere in the world, for 90 days from when you get your item.
