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- Rewards Platinum Card
NAB Rewards Platinum Card
- Bonus Points
- Apple, Google & Samsung Pay
- Balance transfer
Earn up to 100,000 Bonus Points on a new NAB Rewards Platinum Card. Min $1,000 spend on everyday purchases in first 60 days. 0% p.a. for 12 months standard balance transfer (BT) rate. 3% BT fee applies.
80,000 bonus points when you spend $1,000 on everyday purchases within the first 60 days of account opening and 20,000 bonus points when you keep your card for over 12 months. That’s enough for $480 in gift cards. 0% p.a. for 12 months standard balance transfer (BT) rate. 3% BT fee applies. Unpaid BT reverts to variable cash advance rate. Unpaid BT reverts to variable cash advance rate. Reduced annual card fee (from $195 to $45) for the first year.
Purchase rate p.a.
20.99%
Balance transfer rate
0%
Annual fee
$45
for 12 months then $195 thereafter
NAB Rewards Platinum Card
- Bonus Points
- Apple, Google & Samsung Pay
- Balance transfer
Purchase rate p.a.
20.99%
Balance transfer rate
0%
Annual fee
$45
for 12 months then $195 thereafter
Pros and Cons
For NAB Rewards Platinum Card
Benefits
- Rewards Available through NAB Rewards
- Extra 100,000 points subject to eligibility conditions
- $45 annual fee in the first 12 months and $195 p.a thereafter.
- Apple Pay, Google Pay and Samsung Pay available
- Domestic travel insurance
- Free supplementary cards
- Price guarantee
- Extended warranty
- Concierge
- Purchase protection insurance
Drawbacks
- Higher than average ongoing variable purchase rate
- Higher than average ongoing annual fee
NAB Rate Credit Card overview
For Rewards Platinum Card
Details
Card level
Platinum
Card type
Visa
Interest free days
44
Minimum monthly repayment
2% or $25
Minimum credit limit
$6,000
Maximum credit limit
$0
Free supplementary cards
Instant approval
Target Market Determination
Visit National Australia Bank Limited to view Target Market Determination.
Fees
Annual fee
$45
for 12 months then $195 thereafter
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$15
Over limit fee
$0
Duplicate statement fee
$7
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
20.99%
Cash advance rate
21.74%
Cash advance fee
3% or $3
Balance Transfer
Balance transfer rate
0%
Transfer limit
90%
of the approved credit limit
Balance transfer fee
3%
Overseas spending
Foreign exchange fee
Overseas charges
$5
Estimated ATM cost
$14
for AU $300 withdrawal
Rewards
Program name
NAB Rewards
Rewards available
Gift Card
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Residency
Perks
A qualifying purchase is required.
Supplementary cardholder must be over 16 years of age
If you purchase personal goods in Australia and then find the same product advertised later in a printed catalogue at a cheaper price within 21 days of purchase, from a store within 25km of the store where the item was purchased, you can claim back the difference if it is more than $75.
