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- Value+ Credit Card
Newcastle Permanent Value+ Credit Card
- Balance transfer
- Low annual fee
Purchase rate p.a.
11.99%
Balance transfer rate
11.99%
Annual fee
$49
Newcastle Permanent Value+ Credit Card
- Balance transfer
- Low annual fee
Purchase rate p.a.
11.99%
Balance transfer rate
11.99%
Annual fee
$49
Pros and Cons
For Newcastle Permanent Value+ Credit Card
Benefits
- Ongoing variable purchase rate ranked in the best 20%
- Lower than average annual fee
- Free supplementary cards
Drawbacks
- No reward program
Newcastle Permanent Rate Credit Card overview
For Value+ Credit Card
Details
Card level
Standard
Card type
Visa
Interest free days
55
Minimum monthly repayment
3% or $10
Minimum credit limit
$500
Maximum credit limit
$20,000
Free supplementary cards
Instant approval
Target Market Determination
Visit Newcastle Permanent to view Target Market Determination.
Fees
Annual fee
$49
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$5
Over limit fee
$0
Duplicate statement fee
$10
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
11.99%
Cash advance rate
11.99%
Cash advance fee
2% or $2.5
Balance Transfer
Balance transfer rate
11.99%
Transfer limit
20000
max card limit
Balance transfer fee
Overseas spending
Foreign exchange fee
3% on Visa
Overseas charges
$6
Estimated ATM cost
$15
for AU $300 withdrawal
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
Minimum income
$20,000
Eligibility conditions
Residency
Australia CitizenPermanent Resident
Perks
FREE SUPPLEMENTARY CARDS
Other Restrictions
Overseas ATM charges can be 2% or $2.5, whichever is greater.
