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Qantas Money Qantas Premier Everyday

  • Balance transfer
  • Low annual fee

Purchase rate p.a.

19.99%

Balance transfer rate

0%

Annual fee

$49

Qantas Money Qantas Premier Everyday

  • Balance transfer
  • Low annual fee

Purchase rate p.a.

19.99%

Balance transfer rate

0%

Annual fee

$49

Pros and Cons

For Qantas Money Qantas Premier Everyday

Benefits

  • Rewards Available through Qantas Frequent Flyer
  • Extra 8,000 points subject to eligibility conditions
  • Lower than average annual fee
  • Ability to convert large purchases into instalment plans
  • Domestic travel insurance
  • International travel insurance
  • Concierge
  • Fraud protection
  • Discounted annual fee

Drawbacks

  • Higher than average ongoing variable purchase rate
  • Does not offer free supplementary cards

Qantas Money Rate Credit Card overview

For Qantas Premier Everyday

Details

Card level

Standard

Card type

MasterCard

Interest free days

55

Minimum monthly repayment

2% or $30

Minimum credit limit

$4,000

Maximum credit limit

$0

Free supplementary cards

Instant approval

Target Market Determination

Visit Qantas Airways Limited (Qantas Money) to view Target Market Determination.

Fees

Annual fee

$49

Annual Fee Spend Waiver

Supplementary card annual fee

$25

Late payment fee

$30

Over limit fee

Duplicate statement fee

$2

Electronic Wallet Service

Apple pay available

Google pay available

Samsung pay available

Important Rates

Rates

Purchase rate p.a.

19.99%

Cash advance rate

21.99%

Cash advance fee

3% or $3

Balance Transfer

Balance transfer rate

0%

Transfer limit

80%

No interest free days apply to retail purchases whilst there is a balance transfer

Balance transfer fee

Overseas spending

Foreign exchange fee
3% on Mastercard
Overseas charges

$5

Estimated ATM cost

$14

for AU $300 withdrawal

Rewards

Program name

Qantas Frequent Flyer

Rewards available

Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels

Eligibility

Minimum age

18

Minimum income

$35,000

Eligibility conditions

Have an Australian residential address and mobile phone. Be a Qantas Frequent Flyer member. Not already be a Qantas Premier primary cardholder.

Residency

Perks

DOMESTIC TRAVEL INSURANCE

Available when you use your card to pay for airfares

INTERNATIONAL TRAVEL INSURANCE

Available when you use your card to pay for airfares, where travel starts and ends in Australia.

CONCIERGE

The Qantas concierge service, dedicated to Qantas Premier cardholders, is just a phone call away, anytime you need assistance. It will take the load off you by helping with discounted Domestic companion-fare bookings, travel destination and shopping information, medical and travel assistance and much more.

FRAUD PROTECTION

Feel safe with the built-in protection of Mastercard Zero Liability

DISCOUNTED ANNUAL FEE

$29 for the first year, then reverts to $49 p.a thereafter

Other Restrictions

Please see below for full terms and conditions