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  4. Rainbow Vertigo Card

St.George Bank Rainbow Vertigo Card

  • Balance Transfer
  • Balance transfer
  • Low annual fee
Balance Transfer

0% for 32m BT (0% fee)

0% p.a. for 32 months on balance transfers requested at card application. 0% balance transfer fee applies. Rate then switches to applicable variable cash advance rate. New cards only, Eligibility criteria and T&Cs apply.

Purchase rate p.a.

13.99%

Balance transfer rate

0%

Annual fee

$0

for 12 months then $55 thereafter

St.George Bank Rainbow Vertigo Card

  • Balance Transfer
  • Balance transfer
  • Low annual fee

Purchase rate p.a.

13.99%

Balance transfer rate

0%

Annual fee

$0

for 12 months then $55 thereafter

Pros and Cons

For St.George Bank Rainbow Vertigo Card

Benefits

  • Lower than average ongoing variable purchase rate
  • $0 annual fee in the first 12 months and $55 p.a thereafter.
  • Lower than average annual fee
  • Free supplementary cards

Drawbacks

  • No reward program

St.George Bank Rate Credit Card overview

For Rainbow Vertigo Card

Details

Card level

Standard

Card type

Visa

Interest free days

55

Minimum monthly repayment

2% or $10

Minimum credit limit

$500

Maximum credit limit

$40,000

Free supplementary cards

Instant approval

Target Market Determination

Visit St.George Bank to view Target Market Determination.

Fees

Annual fee

$0

for 12 months then $55 thereafter

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late payment fee

$15

Over limit fee

$0

Duplicate statement fee

$2

Electronic Wallet Service

Apple pay available

Google pay available

Samsung pay available

Important Rates

Rates

Purchase rate p.a.

13.99%

Cash advance rate

21.49%

Cash advance fee

2% or $2.5

Balance Transfer

Balance transfer rate

0%

Transfer limit

80%

of the approved credit limit

Balance transfer fee

Overseas spending

Foreign exchange fee
3% on Visa
Overseas charges

$5

Estimated ATM cost

$14

for AU $300 withdrawal

Rewards

Program name

Rewards available

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

Regular, verifiable income

Residency

Perks

FREE SUPPLEMENTARY CARDS

Must be aged 16 years or over.