Important disclosure

St.George Bank

St.George Bank Vertigo Visa (Balance Transfer Offer)

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee
  • Instant approval

Balance Transfer

0% for 28 m BT (1% fee)

0% p.a. for 28 months on balance transfers requested at card application. 1% balance transfer fee applies. The variable cash advance rate will apply after the promotional period. New cards only, Eligibility criteria and T&Cs apply.

Purchase Rate

13.99%

p.a

Balance Transfer Rate

0%

p.a

RateCity says

“Take advantage of a lengthy balance transfer period and lower than average annual fee with this St. George credit card.”

Tags
  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee
  • Instant approval
Purchase Rate

13.99%

p.a

Balance Transfer Rate

0%

p.a

Annual Fee

$55

Pros and cons

For Vertigo Visa (Balance Transfer Offer)

Benefits

  • Lower than average ongoing variable purchase rate
  • Lower than average annual fee
  • Apple Pay, Google Pay and Samsung Pay available
  • Free supplementary cards

Drawbacks

  • No reward program

St.George Bank Rate Credit card overview

For Vertigo Visa (Balance Transfer Offer)

Details

Card Level

Standard

Card Type

Visa

Interest Free Days

55

Minimum monthly repayment

2% or $10

Minimum credit limit

$500

Maximum credit limit

$40k

Free supplementary cards

Instant Approval

Target Market Determination

Visit St.George Bank to view Target Market Determination.

Fees

Annual Fee

$55

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$15

Over limit fee

$0

Duplicate statement fee

$2

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

13.99%

p.a

Cash advance rate

21.49%

Cash advance fee

3% or $2.5

Balance Transfer

Balance Transfer Rate

0%

p.a

Transfer Limit

80%

of the approved credit limit

Balance Transfer Fee

1%

Overseas spending

Foreign Exchange Fee

3% on Visa

Overseas charges

$5

Estimated ATM Cost

$14

for AU $300 withdrawal

Rewards

Program name

Rewards Available

-

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

Regular, verifiable income

Residency

Australia Citizen, Permanent Resident, Temporary Visa 12 Months Valid

Perks

  • FREE SUPPLEMENTARY CARDS
Specials
  • Balance Transfer 0% for 28 m BT (1% fee)
    0% p.a. for 28 months on balance transfers requested at card application. 1% balance transfer fee applies. The variable cash advance rate will apply after the promotional period. New cards only, Eligibility criteria and T&Cs apply.

Promoted credit cards

Promoted

Longer Balance Transfer

Low Rate (Balance Transfer Offer)

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Balance Transfer

0% p.a. for 28 months on balance transfers with 3% balance transfer fee and $0 annual fee in first year.*
Purchase Rate

13.74%

p.a

Annual Fee

$0

for 12 months then $58 thereafter

Promoted

Lower Purchase Rate

Orange One Low Rate

  • Apple & Google Pay
  • No annual fee
Purchase Rate

11.99%

p.a

Annual Fee

$0

Promoted

Lower Annual Fee

Low Rate (Credit Back Offer)

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

special

Get $250 back to your new card when you spend $1,500 on eligible purchases in the first 3 months from approval.
Purchase Rate

13.74%

p.a

Annual Fee

$58

Promoted

More Free Days

Lifestyle

  • Apple & Google Pay
  • Balance transfer
  • No annual fee
Purchase Rate

4.99%

p.a

for up to 5 months, then 12.84%

Annual Fee

$0