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  4. Clear Options Standard Credit Card

Suncorp Bank Clear Options Standard Credit Card

  • Apple & Samsung Pay
  • Balance transfer
  • Low annual fee

Purchase rate p.a.

0.00%

for up to 6 months, then 12.74%

Balance transfer rate

0%

Annual fee

$0

for 12 months then $55 thereafter

Suncorp Bank Clear Options Standard Credit Card

  • Apple & Samsung Pay
  • Balance transfer
  • Low annual fee

Purchase rate p.a.

0.00%

for up to 6 months, then 12.74%

Balance transfer rate

0%

Annual fee

$0

for 12 months then $55 thereafter

RateCity says

"A competitive credit card, offering a zero per cent introductory offer for 14 months."

Pros and Cons

For Suncorp Bank Clear Options Standard Credit Card

Benefits

  • Lower than average ongoing variable purchase rate
  • $0 annual fee in the first 12 months and $55 p.a thereafter.
  • Lower than average annual fee
  • Free supplementary cards

Drawbacks

  • No reward program

Suncorp Bank Rate Credit Card overview

For Clear Options Standard Credit Card

Details

Card level

Standard

Card type

Visa

Interest free days

0

Minimum monthly repayment

2% or $30

Minimum credit limit

$2,000

Maximum credit limit

$20,000

Free supplementary cards

Instant approval

Target Market Determination

Visit Suncorp Group Limited to view Target Market Determination.

Fees

Annual fee

$0

for 12 months then $55 thereafter

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late payment fee

$30

Over limit fee

$40

Duplicate statement fee

Electronic Wallet Service

Apple pay available

Google pay available

Samsung pay available

Important Rates

Rates

Purchase rate p.a.

0.00%

for up to 6 months, then 12.74%

Cash advance rate

21.99%

Cash advance fee

3.5% or $3.5

Balance Transfer

Balance transfer rate

0%

Transfer limit

80%

of the approved credit limit

Balance transfer fee

Overseas spending

Foreign exchange fee
3.4% on Visa
Overseas charges

Estimated ATM cost

$10.2

for AU $300 withdrawal

Rewards

Program name

Rewards available

Eligibility

Minimum age

18

Minimum income

$25,000

Eligibility conditions

Residency

Permanent ResidentAustralia Citizen

Perks

FREE SUPPLEMENTARY CARDS