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- Virgin Australia Velocity Flyer Card (Balance Transfer Offer)
Virgin Money Virgin Australia Velocity Flyer Card (Balance Transfer Offer)
- Apple & Samsung Pay
- Balance transfer
Purchase rate p.a.
20.74%
Balance transfer rate
0%
Annual fee
$0
for 12 months then $129 thereafter
Virgin Money Virgin Australia Velocity Flyer Card (Balance Transfer Offer)
- Apple & Samsung Pay
- Balance transfer
Purchase rate p.a.
20.74%
Balance transfer rate
0%
Annual fee
$0
for 12 months then $129 thereafter
RateCity says
"Enoy 22 months of 0% card interest or earn 3 additional bonus points per $1 on your everyday spend in the first 3 month with this competitive card offer from Virgin Money. "
Pros and Cons
For Virgin Money Virgin Australia Velocity Flyer Card (Balance Transfer Offer)
Benefits
- Rewards Available through Velocity Frequent Flyer
- $0 annual fee in the first 12 months and $129 p.a thereafter.
- Price guarantee
- Concierge
- Special events
Drawbacks
- Higher than average ongoing variable purchase rate
- Higher than average ongoing annual fee
- Does not offer free supplementary cards
Virgin Money Rate Credit Card overview
For Virgin Australia Velocity Flyer Card (Balance Transfer Offer)
Details
Card level
Platinum
Card type
Visa
Interest free days
55
Minimum monthly repayment
2% or $30
Minimum credit limit
$6,000
Maximum credit limit
$30,000
Free supplementary cards
Instant approval
Target Market Determination
Visit Virgin Money (Australia) Pty Limited to view Target Market Determination.
Fees
Annual fee
$0
for 12 months then $129 thereafter
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$30
Over limit fee
$40
Duplicate statement fee
$7
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
20.74%
Cash advance rate
20.99%
Cash advance fee
2.7% or $2.7
Balance Transfer
Balance transfer rate
0%
Transfer limit
80%
of the approved credit limit
Balance transfer fee
Overseas spending
Foreign exchange fee
Overseas charges
$5
Estimated ATM cost
$14.9
for AU $300 withdrawal
Rewards
Program name
Velocity Frequent Flyer
Rewards available
Gift Card, Domestic Flights, International Flights
Eligibility
Minimum age
25
Minimum income
$35,000
Eligibility conditions
Residency
Perks
If you purchase personal goods in Australia and then find the same product advertised later in a printed catalogue at a cheaper price within 60 days of purchase, from a store within 25km of the store where the item was purchased, you can claim back the difference if it is more than $75 and less than $500.
