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- Flex Card
Westpac Flex Card
- Apple, Google & Samsung Pay
- No annual fee
Purchase rate p.a.
0.00%
Balance transfer rate
Not Applicable
Annual fee
$0
Westpac Flex Card
- Apple, Google & Samsung Pay
- No annual fee
Purchase rate p.a.
0.00%
Balance transfer rate
Not Applicable
Annual fee
$0
Pros and Cons
For Westpac Flex Card
Benefits
- Ongoing variable purchase rate ranked in the best 20%
- No Annual Fee
- Ability to convert large purchases into instalment plans
- Apple Pay, Google Pay and Samsung Pay available
Drawbacks
- No reward program
- No balance transfer
- Does not offer free supplementary cards
Westpac Rate Credit Card overview
For Flex Card
Details
Card level
Standard
Card type
MasterCard
Interest free days
Minimum monthly repayment
$40
Minimum credit limit
Maximum credit limit
$1,000
Free supplementary cards
Instant approval
Target Market Determination
Visit Westpac Banking Corporation Ltd to view Target Market Determination.
Fees
Annual fee
$0
Annual Fee Spend Waiver
Supplementary card annual fee
Late payment fee
$0
Over limit fee
Duplicate statement fee
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
0.00%
Cash advance rate
Cash advance fee
Balance Transfer
Balance transfer rate
Not Applicable
Transfer limit
Balance transfer fee
Overseas spending
Foreign exchange fee
Overseas charges
Estimated ATM cost
Rewards
Program name
Rewards available
Eligibility
Minimum age
Minimum income
Eligibility conditions
Residency
Perks
Other Restrictions
Monthly Fees - $10. No fee charged when there is no outstanding balance
