Health Insurance
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Instantly compare Australian private health insurance quotes to find a policy that suits your current lifestyle and gives you peace of mind for the future.
Our Participating Health Insurance Providers
RateCity provides quotes from the following brands:
Welcome to Ratecity's Health Insurance Section
If you’re in the market for private health insurance then you’ve come to the right place. That’s because at RateCity we’ve compiled some of the best policies from a range of health providers all at the one site. So you can search, compare, apply and learn all there is to know about being in a private health fund – with just a few clicks.
There’s also loads of information about how you can benefit from private health insurance including details about the Federal Government Rebate and Lifetime Health Cover as well as how to avoid paying the Medicare Levy Surcharge. So if you’re nearing the age of 31, entering a higher income bracket or simply wanting to switch or apply for health insurance then start searching today, because having private health insurance can reduce the amount of tax you pay!
All you have to do is complete the search fields above or head to our health insurance guide for more information about selecting the best cover for your needs.
Health Insurance Guide
At RateCity, we know that health insurance can be a little confusing, what with excess, waiting periods and extras to understand. So we’ve stripped out the jargon and created an easy-to-follow Guide that makes applying for health insurance straight forward.
There’s nothing more important than your family’s health and we want you to feel confident that you’ve found a policy that is tailored to your needs and budget. So inside you’ll find tips and useful information about what to consider before you sign up for private health cover.
Whether you’re a young single looking for basic cover or family needing extras, RateCity is packed with the most up-to-date information, hints and tips to ensure you get the best cover for your circumstances. So why not start your research now by visiting our health insurance guide.
Popular Health Insurance Searches
Health Insurance
Whether you are looking for tax effectiveness or to save money, there are a number of benefits associated with having private health insurance in Australia for you and your family. When you do a health insurance comparison there are few things to first consider, not least is your personal circumstance. Search and compare health insurance options at RateCity.com.au to find the policy that best suits your situation.
Private Health Insurance
Many people are not aware that there are several ways to be admitted to hospital, which will depend on whether or not you have private health insurance.
- Greater choice of doctors, specialists and hospitals
- Reduce waiting time on public waiting lists
- Have your own room
For peace of mind start comparing private health insurance policies at RateCity.com.au.
Health Insurance Australia
There are a number of ways that the government encourages people to take out health insurance in Australia including the Medicare Levy Surcharge, the Federal Government Rebate and the Lifetime Health Cover Loading. As a patient with private health insurance you’ll have a better chance of avoiding waiting periods, a private room and greater choice in hospital you’re treated at.
So why not go online and compare policies now to benefit from private health insurance in Australia.
Popular Health Insurance Searches
Health Insurance Comparison
If you’re in the market for private health cover then visiting a health insurance comparison site such as RateCity is a great way to ensure you’re getting the best possible cover at the best price.
It’s worth doing a health insurance comparison before you purchase private health cover because by shopping around for a policy that suits you may save hundreds of dollars, if not more, over the life of your policy.
Best Health Insurance
A good way to find the best health insurance to suit your circumstances is to do a comparison online. That’s because you’ll be able to compare policies side by side and weigh up which features are most important to you. You can save money by shopping around for the best health insurance premium online, because policies can vary dramatically on price.
The key to getting the best health insurance is to research and compare policies before you buy.
Compare Health Insurance
Understanding private health cover can be tricky with rebates, excesses, extras and waiting periods to complicate things. But at RateCity we think that selecting health insurance should be simple and your premium affordable. That’s why we’ve compiled the best policies from a host of providers so you can compare health insurance at one site and with just a few clicks.
Health Insurance Articles
RateCity provides a summary of common health insurance related terms to help you better understand the landscape before you search and compare policies.
Find an article from the list below to get your started.
Latest Health Insurance News
How much cover is enough?
20th of June 2012
Under-insurance is a big problem in Australia and it has infiltrated every area of the insurance market. It’s often the home and contents insurance horror stories we hear about in the media. For instance, many of those whose homes were destroyed in floods or by Cyclone Yasi can’t afford to rebuild because they did not have sufficient cover, others had no cover at all.
Understanding hospital and extras cover
20th of June 2012
When it comes to buying private health insurance there are two main types – hospital and extras. The level of cover you choose determines the procedures and services you’re covered for – but as a rule of thumb the higher the level of cover the more you’ll be able to claim and the more money you’ll typically get back.
Health cover and your kids
20th of June 2012
Consumers are typically advised to approach impossibly cheap deals, bargain-basement discounts and freebies with caution, because what seems too good to be true usually is. But when it comes to health insurance and your children, there is such a thing as a freeride.
Latest Health Insurance News
Health cover for the whole family
20th of June 2012
Understanding health insurance can be tricky with waiting periods, excess, rebates and surcharges to think about – particularly if you’re part of a couple or family and need cover to suit the whole gang.
Here are some tips to help put you on the right path and find suitable cover at the best price for your greatest assets – your family.
The health system: public versus private
20th of June 2012
Have you ever wondered what happens when you get sick or need medical treatment? In Australia, we have a health system that has two parts; the public side run by the government through Medicare, and the private health sector.
Insurance, do you need it?
23rd of June 2012
By world standards, Australians are, on the whole, financially sophisticated. Between us we have almost one trillion dollars invested in superannuation and one of the highest rates of share ownership in the world, research suggests.
Latest Health Insurance News
Three ways to find better health cover
20th of June 2012
Finding the best health insurance policy to suit your lifestyle can be confusing, what with excess, extras, rebates, levies and fees to factor into your research. Here are some tips to guide you in the right direction and make finding the right hospital and extras cover as straight forward as possible.
Baby, talk is cheap
20th of June 2012
Having a baby is one of the most exciting life stages, yet it may also be one of the most uncertain for expectant parents. Pregnancy can raise so many questions, not least about the health of mother and baby.
