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Fixed Home Loan 1 Year

Bankwest

Borrowing Amount
Loan term
Advertised Rate4.31%Fixed - 1 year then 5.42%
Comparison Rate*5.36%
Monthly Repayment$1239
Minimum Deposit %10%
Pros
  • Comes with a credit card
  • Repayments will not change during fixed period
Cons
  • Limited extra repayments
  • Application fee charged
  • Discharge fee at end of loan
  • Settlement fee charged

Loan Profile

Maximum LVR
Maximum LVR90%
Loan Term
Loan Term1 - 30 years
Borrowing Amount Range
Borrowing Amount Range$20k - $100m
Investors loans
Investors loans
First Home Buyer
First Home Buyer
Owner Occupied
Owner Occupied
Refinance
Refinance
Line of Credit
Line of Credit
Self-managed Super
Self-managed Super

Loan Fees

Estimated Up Front Fees
Estimated Up Front Fees$445
Legal Fee
Legal Fee$0
Valuation Fee
Valuation Fee$0
Settlement Fee
Settlement Fee$150
Discharge Fee
Discharge Fee$164
Application Fee
Application Fee$295
Ongoing Fee
Ongoing Fee$12 monthly

Repayments & Redraws

Total Repayments
Total Repayments$446,040
Offset Account
Offset AccountPartial offset account
Redraw Facility
Redraw Facility
Extra Repayments
Extra RepaymentsAllowed with restrictions
Weekly Repayments
Weekly Repayments
Fortnightly Repayments
Fortnightly Repayments
Monthly Repayments
Monthly Repayments
View Repayment Schedule

More Information

Interest rate structure
Interest rate structureFixed - 1 year
Interest only
Interest only
Loan allows split interest rate
Loan allows split interest rate
Principal and interest
Principal and interest
States Applicable
NSW
NSW
VIC
VIC
SA
SA
WA
WA
QLD
QLD
ACT
ACT
NT
NT
TAS
TAS
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