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Advance Variable Home Loan (Principal and Interest) (New Customer)

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • Extra low interest rate for refinancers
  • Extra low interest rate for new customers
  • No ongoing fees
  • Extra repayments + redraw services
Cons:
  • Discharge fee at end of loan
  • Not available for self-employed borrowers
  • Repayments may increase if RBA raises rates

Details & Fees

Maximum LVR
Maximum LVR
90%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$100k - $5mCalculate how much you can borrow »
Total repayments
Total repayments
$1,152,720View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Partial offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsMonthly
Estimated upfront fees
Estimated upfront fees
$195
Application fee
Application fee$0
Settlement fee
Settlement fee$195
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$200
Maximum LVR
Maximum LVR
90%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$100k - $5mCalculate how much you can borrow »
Total repayments
Total repayments
$1,152,720View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Partial offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsMonthly
Estimated upfront fees
Estimated upfront fees
$195
Application fee
Application fee$0
Settlement fee
Settlement fee$195
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$200

CUA (formerly Credit Union Australia) is one of the country’s largest customer-owned financial services companies.

Launched in 1940, CUA has grown to have a nationwide member base of over 400,000 customers. As a 100 per cent customer-owned institution, CUA reinvests its profits and passes the reduced fees and interest rates to its customers. CUA offers a wide range of products including bank accounts, credit cards, insurance and home loans.

At the 2016 Australian Retail Banking Awards CUA won ‘Mutual of the Year’ and in 2015 won Money Magazine’s ‘Best of the Best Gold Award’ in the Best Savings Account – Regular Deposits category. CUA was named ‘Member-Owned Bank of the Year 2015’ by the Financial Review Smart Investor’s Blue Ribbon Awards.

CUA Home Loan Calculator
Interested in a CUA home loan? RateCity has a suite of calculators that can show you what your repayments would be and how CUA compares to its competitors. Simply plug in your borrowing amount below.

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