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Standard Variable Investment Loan (LVR < 80%)

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • No ongoing fees
  • 100% full offset account
  • Extra repayments + redraw services
  • Free redraw facility
Cons:
  • Discharge fee at end of loan
  • Repayments may increase if RBA raises rates

Details & Fees

Maximum LVR
Maximum LVR
80%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Total repayments
Total repayments
$466,200View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
15 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForInvestors
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$720.00
Application fee
Application fee
$0
Settlement fee
Settlement fee
$300
Valuation fee
Valuation fee
$220
Legal fee
Legal fee
$200
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee
$550
Maximum LVR
Maximum LVR
80%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Total repayments
Total repayments
$466,200View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
15 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForInvestors
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$720.00
Application fee
Application fee
$0
Settlement fee
Settlement fee
$300
Valuation fee
Valuation fee
$220
Legal fee
Legal fee
$200
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee
$550

Firstmac is an Australian-owned lender founded in Queensland in the 1980s. It is the country’s largest non-bank mortgage lender.

Firstmac has over $7 billion in assets and has a head office in Brisbane, as well as offices in Sydney, Melbourne, the Gold Coast and Singapore. The lender offers products that include home and investment loans, term deposits, bonds, insurance and other financial services. It also specialises in mortgage-backed securities and operates a bond-based investment fund.

Firstmac Home Loan Calculator  

Interested in a Firstmac home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Firstmac compares to its competitors. Simply plug in your borrowing amount below.

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