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Budget Home Loan Special

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • Extra low interest rate
  • No ongoing fees
  • Extra repayments + redraw services
  • Free redraw facility
  • Repayments may decrease if RBA cuts rates again
Cons:
  • Application fee charged
  • Discharge fee at end of loan
  • Settlement fee charged
  • Maximum loan amount is limited to 80% of the property value
  • Not available for investment purposes

Details & Fees

Maximum LVR
Maximum LVR80%
Interest rate structure
Interest rate structureVariable
Borrowing range
Borrowing range$75k - $100mCalculate how much you can borrow »
Total repayments
Total repayments$418,680View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term1 - 30 years
Offset account
Offset account
Extra repayments
Extra repaymentsUnlimited extra repayments
Redraw facility
Redraw facilityRedraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsMonthly
Estimated upfront fees
Estimated upfront fees$769
Application fee
Application fee$445
Settlement fee
Settlement fee$324
Valuation fee
Valuation fee$0
Legal fee
Legal fee$0
Ongoing fee
Ongoing fee$0
Discharge fee
Discharge fee$220
Maximum LVR
Maximum LVR80%
Interest rate structure
Interest rate structureVariable
Borrowing range
Borrowing range$75k - $100mCalculate how much you can borrow »
Total repayments
Total repayments$418,680View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term1 - 30 years
Offset account
Offset account
Extra repayments
Extra repaymentsUnlimited extra repayments
Redraw facility
Redraw facilityRedraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsMonthly
Estimated upfront fees
Estimated upfront fees$769
Application fee
Application fee$445
Settlement fee
Settlement fee$324
Valuation fee
Valuation fee$0
Legal fee
Legal fee$0
Ongoing fee
Ongoing fee$0
Discharge fee
Discharge fee$220
Other Restrictions
IMB Transaction Account must be opened with loan

Since 1880, IMB has been helping Australians reach their financial goals by providing them with access to banking, home and personal loans, financial planning and a wide range of financial products and services. IMB bank has a large community focus and works actively with local communities to provide financial support for projects. Over the years, IMB has grown its branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne.

IMB Loan Calculator  
Interested in an IMB home loan? RateCity has a suite of calculators that can show you what your repayments would be and how IMB compares to its competitors. Simply plug in your borrowing amount below.

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