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Media Releases

Credit card holders “throwing money away”

12th of March 2012

The average credit card interest rate is 4 times more than the Reserve Bank cash rate. RateCity estimates credit card providers make over $6 billion per year in interest. Complaining won’t help: the only way to stop providers charging higher rates is to switch to cheaper cards.

Why February is the cruelest month for credit cards

27th of February 2012

Christmas and sales shopping, and travel spending bills come due in February. February is therefore the most expensive month for card holders. What you can do to avoid a credit card bill blow out!

Mortgage market gearing up for a busier year

1st of February 2012

Biggest surge in home borrowers for 2 years! First home buyers back to 20% of market for first time since February 2010. Big increase in number of home loan applications through RateCity.com.au.

First home buyers are back – but for the right reasons?

21st of January 2012

November delivered the largest number of borrowers entering the market in two years. Majority of first home buyers were in NSW – with many purchases probably 'brought forward' to beat stamp duty concession deadlines. Building up larger deposit could far outweigh the benefits of a government grant or concession.

Home loan rates hit 2.5 year lows

26th of December 2011

The most dramatic rate cuts were among 3-year fixed rate home loans. Industry-wide rate reductions have helped to kickstart a sluggish mortgage market. Will rates continue to fall in 2012?

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