Beyond Bank

Personal Overdraft

About BEYOND BANK AUSTRALIA: 
With more than 200,000 members and assets under management approaching $4 billion, Beyond Bank Australia is one of the nation's largest customer-owned financial institutions. It operates more than 50 branches across SA, WA, Wagga Wagga, the Hunter Valley and the ACT, and provides banking services and wealth management, tax and accounting services. It also supports a range of community endeavours via the Beyond Bank Australia Foundation. For more information visit beyondbank.com.au 

Before its launch as a mutual bank on 1 August 2013, Beyond Bank Australia traded as the Community CPS Australia Credit Union Group, and was known as Wagga Mutual Credit Union, Companion Credit Union, Alliance One Credit Union and United Community Credit Union. The Community CPS Group was Three-time winner of Money magazine’s Credit Union of the Year award (2012, 2008) and Best Credit Union (2005) and winner of the Mozo People’s Choice Award for Best Credit Union (2012).


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Company Beyond Bank
Repayment $341.73 per month
Secured / Unsecured Unsecured
Total Repayment $12,302.20
Advertised Rate 13.99% Variable
Comparison Rate 14.70%
Rate Type Variable
Application Fees $100
Ongoing Fees N/A
Early Repayment Penalty $0
Missed Payment Penalty $20
Encumberance/REVVS Check Fee $0
Doc Release Fee $0
Minimum Loan Amount $500
Maximum Loan Amount $80,000
Star Rating Not Rated
View Repayment Schedule

Product Features

Will you be charged a fee for finalizing all loan repayments earlier than the agreed date, or for transferring to another company for the remaining life of the loan?
Will this loan allow you to make additional repayments on top of the minimum amounts due each payment frequency?
Whether this loan allows the option for you to redraw/take out excess funds
Whether this loan offers a maximum loan-to-value-ratio (LVR) i.e. no deposit is required

Selected personal loans ranked by the comparison rate on a balance of $10,000 over 3 years. Rates shown are minimum available and may vary depending on your individual circumstances and loan amount.

The advertised and comparison rate is based on credit of $10,000 and a term of 3 years. WARNING: The comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.

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