Important disclosure

Bank Australia Limited

Online Saver

Real Time Rating™

  • App banking
  • Online banking
  • Linked account required
Maximum rate

3.95%

p.a

Base rate

3.95%

p.a

Real Time Rating™
Tags
  • App banking
  • Online banking
  • Linked account required
Maximum rate

3.95%

p.a

Base rate

3.95%

p.a

Pros and cons

For Online Saver

Benefits

  • Better than average maximum interest rate
  • No ongoing account fees
  • No minimum balance

Drawbacks

  • Only available with linked transaction account

Bank Australia Rate Savings account overview

For Online Saver

Account Details

Maximum rate

3.95%

p.a

Minimum age restrictions

13

Base rate

3.95%

p.a

Maximum age restrictions

Maximum rate condition

Not applicable

Minimum opening deposit

$0

Interest calculation method

Whole Balance

Target Market Determination

Visit Bank Australia Limited to view Target Market Determination.

Features

Joint application available

Is online only

Methods of Access

Internet facility

ATM access

Phone facility

Eftpos facility

Branch access

App

App only

Fees

Eftpos fee

$0

ATM withdrawal fee

$0

Overseas eftpos fee

$3.5

Internet transaction fee

$0

Over the counter deposit fee

$0

Phone transaction fee

$0

Over the counter withdrawal fee

$2.5

Promoted savings accounts

Promoted

Westpac Life - 18 to 29 years old

Real Time Rating™
  • Bonus interest with conditions
  • App banking
  • Online banking
  • Linked account required

2024 Award Winner

*Make a deposit and make 5+ purchases on your Westpac Choice account each month

Maximum rate

5.20%*

p.a

Base rate

2.00%

p.a

Promoted

Savings Maximiser

Real Time Rating™
  • Bonus interest with conditions
  • App banking
  • Online banking
  • Linked account required

2024 Award Winner

*Deposit at least $1000, make 5+ card purchases and grow your account's balance

Maximum rate

5.50%*

p.a

Base rate

0.55%

p.a

Promoted

High Interest Savings Account

Real Time Rating™
  • Intro offer rate
  • Online banking

2024 Award Winner

Maximum rate

5.75%

p.a

Base rate

4.40%

p.a

Promoted

High Interest Save Account

Real Time Rating™
  • Bonus interest with conditions
  • Online banking
  • Linked account required

*Deposit $200+ a month into your Spend or Save accounts (external deposits only)

Maximum rate

5.10%*

p.a

Base rate

0.10%

p.a