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  3. Macquarie Credit Union
  4. Gold Retirement Account

Gold Retirement Account

  • App banking
  • Online banking

Maximum rate p.a.

2.95%

Base rate p.a.

2.95%

Gold Retirement Account

  • App banking
  • Online banking

Maximum rate p.a.

2.95%

Base rate p.a.

2.95%

Pros and Cons

For Gold Retirement Account

Benefits

  • Better than average maximum interest rate
  • No ongoing account fees
  • No minimum balance

Drawbacks

    Macquarie Credit Union Rate Savings Account overview

    For Gold Retirement Account

    Account Details

    Maximum rate p.a.

    2.95%

    Minimum age restrictions

    55

    Base rate p.a.

    2.95%

    Maximum age restrictions

    Maximum rate condition

    Not applicable

    Minimum opening deposit

    $0

    Interest calculation method

    Whole Balance

    Target Market Determination

    Visit Macquarie Credit Union to view Target Market Determination.

    Features

    Joint application available

    Is online only

    Linked account required

    Methods of Access

    Internet facility

    ATM access

    Phone facility

    Eftpos facility

    Branch access

    App

    App only

    Fees

    Account keeping fees

    $0

    Eftpos fee

    $0

    ATM withdrawal fee

    Overseas eftpos fee

    $0

    Internet transaction fee

    Over the counter deposit fee

    Phone transaction fee

    Over the counter withdrawal fee

    Other Restrictions

    For those who receive a Pension/Allowance from the Australian Department of Social Security or Veterans' Affairs and above 55 years of age