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What the Researchers Say:

A "good value for money" superannuation fund that is strong in nearly all assessment areas but with average features and/or performance in one or more of our assessment criteria.

You should contact your financial adviser or this fund before making an investment decision.

  • Gold
Awards
Fund data valid as of January 31, 2017

Typical Fees

Balance This Fund Industry Average Difference
5k $183 $156 $27
50k $625 $614 $11
100k $1,175 $1,129 $46

Investment Allocation

Intl shares 29.0%
Aus shares 30.0%
Property 10.0%
Alternative 3.0%
Fixed interest 20.0%
Cash 5.0%
Other 3.0%

Fees & Charges

Administration Fee ($) $75
Administration Fee (%) 0.48%
Investment Fee 0.62%
Switching Fee $0
Exit Fee $0
Account Size Discount Yes
Employer Size Discount No

Fund Features

Financial Planning Service
Health Insurance
Home Loans
Credit Cards
Binding Nominations
Non-lapsing Binding Nominations
Insurance Life Event Increases
Anti-detriment Payments
Long Term Income Protection

About this Fund

Membership 311,710
Total Assets $21,248,082,000
Year Started 2011
Target Market All Industries
Offered to Public? Yes
Fund Type Master Trust-Personal

Fund Highlights - provided by Asgard Infinity eWRAP Super Account (Select Package)

The only fully customisable pay-for-what-you-use platform.
Lower and fairer costs.
A platform for life that changes as your needs change.
Save time with unique features and functionality
Access to competitively priced insurance through Asgard's Personal Protection Package (APPP).

Investment Option Performance

Asset Allocation Category FYTD FY 2016 FY 2015 FY 2014 FY 2013 FY 2012 Comparison
Balanced 4.69%
5.43%
2.30%
2.81%
6.50%
9.60%
10.20%
12.66%
16.20%
14.73%
-0.70%
0.45%
Fund
Benchmark
High Growth 6.73%
7.44%
1.10%
0.68%
9.50%
11.66%
13.40%
15.76%
21.80%
20.40%
-4.20%
-3.15%
Fund
Benchmark
Conservative Balance 3.08%
3.72%
2.80%
2.82%
4.80%
7.28%
8.30%
9.64%
12.20%
11.26%
1.60%
1.87%
Fund
Benchmark
Diversified Fixed Interest -0.91%
0.28%
5.40%
4.43%
4.70%
3.93%
7.70%
5.52%
6.50%
4.65%
Fund
Benchmark
Growth 6.12%
6.65%
1.60%
2.10%
7.20%
10.71%
11.50%
14.01%
18.80%
17.11%
-2.50%
-0.95%
Fund
Benchmark
Australian Shares 5.11%
8.85%
14.60%
1.50%
-1.50%
5.70%
16.00%
16.77%
-3.50%
21.07%
Fund
Benchmark
Capital Stable 1.89%
2.73%
3.30%
3.36%
2.90%
5.66%
6.10%
7.34%
8.40%
8.29%
3.40%
4.06%
Fund
Benchmark
Cash 2.50%
1.01%
2.90%
1.90%
3.10%
2.25%
Fund
Benchmark
  • Legend:
  • Outperformed average
  • Underperformed average
  • Negative returns

Annualised figures are the average per year returns of the rated option based on the cumulative returns for the past 5 years to 30/06/2016, past performance is not a reliable indicator of future performance. Performance and fee data is based on the option which is rated by SuperRatings and stated on each product's landing page.

Benchmark investment information - how performance is measured

To ensure comparability for consumers, the RateCity superannuation comparison is based on the asset allocation of each of the MySuper/Pension products, irrespective of the name of the investment option. This methodology allows consumers to compare products on a like for like basis and removes any ambiguities associated with the name of the investment option. For example, an investment option may be classified as growth, however its asset allocation may in fact mean it should be classified as high growth. By using the asset allocation as the dominant identifier, we believe this provides the most robust framework for consumers to compare funds and recognise that this is a consistent approach to that of SuperRatings methodology.

Option Type Percentage of Growth Assets
min-max %
High Growth 91-100%
Growth 77-90%
Balanced 60-76%
Conservative Balanced 41-59%
Capital Stable 20-40%
Secure 0-19%

What the researchers say

The Asgard Infinity eWRAP is a fully customisable product that can be easily scaled up or down to meet the individual needs of members and their advisers.

The Select package offers members a choice of 80 Managed Funds from a variety of managers. The Advance Balanced Multi Blend Fund strategy has performed below the SuperRatings Index over the short and long term. The extensive investment menu means returns may vary depending on the option and manager selected. Members can also access Term Deposits at no additional cost, and can gain access to ASX Listed Securities for an additional fee of $300 plus 0.10% p.a.

Fees for the extensive menu offered under the Select package vary between each investment. The fund is rated below average across most balances; however, this is indicative only and would be dependent on the members selected strategy.

The funds insurance offering consists of three integrated policy options through Asgard Personal Protection, BT Protection Plan or AIA Priority Protection; allowing members to tailor their needs. Asgard's Personal Protection Package provides unlimited Death cover and up to $5 million in TPD cover to age 65. Income Protection (IP) insurance cover is available for either 2 years or until age 65, with a choice of 30, 60 or 90 day waiting periods.

Members and their advisers can gain access to their account via Asgard's Investor Online facility, which includes a wide range of educational materials, calculators and reporting capabilities.