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AustralianSuper Personal Plan

Past 5-year return
11.41%
Admin fee
$78
Calculated Fees on 50k
$448
Strong investment returns and low fees
Flexible investment choice - 12 options including the Member Direct option
Award winning communication and investor education
Free workplace, retirement and education seminars
Profits to members not shareholders
Commission free financial advice
Online account access - manage and track your account online 24/7
Established in 2006, AustralianSuper is a public offer multi-industry fund that manages over $110 billion in assets. It offers a low fee structure and continues to deliver excellent returns to over two million members. The fund's strong performance across key assessment criteria has contributed to the achievement of a 15th consecutive Platinum rating. AustralianSuper members have access to a range of Diversified and Single Sector investment strategies, with a Socially Aware option available to members who are concerned about environmental, human and labour rights issues. Furthermore, access to Term Deposits, ETFs and ASX300 Shares is provided via the Member Direct option, however, additional costs may be incurred. The Balanced option has delivered consistently strong outperformance over the short and long term, providing members with top-quartile returns. Fees for the Balanced option are lower than the industry average across all assessed account balances. No switching fees are charged, however exit fees do apply. AustralianSuper offers a full suite of insurance cover, which includes Death only, Death/TPD and Income Protection (IP). Default cover is not provided to personal members, however, with health checks, members can apply for an unlimited amount of Death cover and up to $3 million of TPD cover. IP covers up to 85% of a member's salary, with a benefit payment period of 2 or 5 years or to age 65, following a waiting period of 30 or 60 days.

Fees & fund features

Admin fee
Admin fee
$78
Exit fee
Exit fee
$35
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.74%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Admin fee
Admin fee
$78
Exit fee
Exit fee
$35
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.74%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Fund fees vs. Industry average
Fund past-5-year return vs. Industry average
Investment allocation
Investment option performance
+ View additional option performance information
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