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BT Lifetime - Personal Super

Past 5-year return
7.23%
Admin fee
$0
Calculated Fees on 50k
$990
A range of over 20 quality investment options to select from.
Minimum initial investment of either a one off payment of $3,000 or an initial contribution of $2,000 with a regular investment plan of at least $100 a month.
Competitive insurance rates for Death and Death and Total Permanent Disability available.
No additional charges applied when switching investments.
Interactive education online service containing newsletters and videos
BT Lifetime Super Personal Plan was launched in 1995 by BT Financial Group. The fund offers a range of features, one being their intuitive Wealth Review program, which aims to help members reach their financial and personal goals. The Wealth Review program is a 2017 Best New Innovation of the Year Finalist. The BT Lifetime Personal Plan offers members an investment menu with a choice of over 20 options across a variety of asset classes and risk profiles. The fund's BT Balanced Returns CF option has underperformed the SuperRatings Index in the short and long term.BT Lifetime Personal Plan's fees are higher than the industry average across all account balances assessed. No fees are charged for switching investments or exiting, although a Buy/Sell spread will apply.BT Lifetime Personal Plan offers members Death Only cover and Death and Total & Permanent Disablement (TPD) Cover. The product provides the option to apply for unlimited Death cover and up to $3 million of TPD cover. Financial planning services are available for members, and the website caters to advisers and members with a range of educational materials, calculators and reporting capabilities. Members can also access the BT Benefits Now program, which offers a range of discounted services such as travel, entertainment and gym membership.

Fees & fund features-0

Admin fee
Admin fee
$0
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
1.88%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Admin fee
Admin fee
$0
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
1.88%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Fund fees vs. Industry average
Fund past-5-year return vs. Industry average
Investment allocation
Investment option performance
+ View additional option performance information
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