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VicSuper FutureSaver - EmployeeSaver

Past 5-year return
10.96%
Admin fee
$78
Calculated Fees on 50k
$643
Daily unit pricing & investment switching
Future contribution investment option nominations
Responsible investments
No commissions. Advice to members usually at no extra cost
Established in 1994 to administer the superannuation of Victorian Government employees, VicSuper FutureSaver is now a Public Offer industry fund. VicSuper won the 2018 Best New Innovation Award for its Beeline online advice tool, and the fund was also a finalist for the 2018 Choice Super of the Year Award, with a Platinum rating achieved for the sixth consecutive year. VicSuper's strong commitment to environmental, social and governance principles has also resulted in the fund receiving a 2018 Infinity Recognised status for the fifth time.Members have access to 8 diversified and single sector investment strategies, as well as Term Deposits. A Socially Conscious Option is included, with all its equity component invested in companies rated as sustainability leaders. VicSuper's Growth Option has outperformed the SuperRatings Index over the short and long term. Notably, the fund's Capital Stable Option was the best performing SR50 Capital Stable Index option over the five years to 30 June 2017.Fees for the Growth Option are lower than the industry average across all assessed account balances, with the percentage based administration fee capped on account balances over $507,857. No switching fee or exit fee are charged, and commissions are not paid to financial advisers. VicSuper provides members with access to Death only, Death & TPD and Income Protection (IP) insurance. Members can apply for an unlimited amount of Death cover and up to $5 million Death & TPD cover. IP is available over a 2 year, 5 year or up to age 65 benefit period, with a choice of 30, 60, and 90 day waiting periods. VicSuper offers a variety of extra benefits, including free superannuation advice, educational seminars held around Melbourne and regional Victoria and online account access.

Fees & fund features

Admin fee
Admin fee
$78
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.45%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Admin fee
Admin fee
$78
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.45%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Fund fees vs. Industry average
Fund past-5-year return vs. Industry average
Investment allocation
Investment option performance
+ View additional option performance information
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