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Zurich Superannuation Plan

Past 5-year return
9.13%
Admin fee
$0
Calculated Fees on 50k
$770
Extensive choice of investment options
Management fees are applicable and there are savings to be made on large account balances
Minimum initial investment is $150 per month for regular contributions or $2,500 for lump sums
Regular investment plan available
Complete financial protection with Death, TPD, Income Protection and Accidental Death
Established in 1998, Zurich Superannuation Plan is designed for individuals wanting direct access to a personal super fund. Members have access to 14 Diversified and Single-Sector investment strategies, as well as one Single Manager option. The Managed Growth option has underperformed the SuperRatings Index over the short and long term. Fees for this product are higher than the industry average on small account balances, with a minimum administration fee of $304.32 p.a. applied to account balances under $30,433. However, lower than average fees are charged across medium and large account balances assessed, as members with larger account balances are offered reduced administration fees. Furthermore, no exit fees or switching fees are charged, although changing investment options may incur transaction costs. The plan provides members with flexible insurance offering, including Death only, Death & TPD and Income Protection (IP) cover. Members can apply for unlimited Death only cover and up to $5 million of Death & TPD cover. IP is offered over benefit payment periods of 1 year, 2 year, 5 year, to age 65 or to age 70, with a choice of a variety of waiting periods from 14 to 720 days. It covers a maximum of 75% of a member's salary or up to $30,000 per month (or $60,000 monthly over 1 or 2 year benefit periods), As premiums are tailored to an individual's circumstances, our ratings are indicative only. The fund's website is easy to navigate, which contains useful superannuation information to assist members. Members can also access their accounts via My Zurich.

Fees & fund features

Admin fee
Admin fee
$0
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.54%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Admin fee
Admin fee
$0
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.54%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Fund fees vs. Industry average
Fund past-5-year return vs. Industry average
Investment allocation
Investment option performance
+ View additional option performance information
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