Car insurance comparison
When it comes to getting car insurance quotes, shopping around is important as car insurance premiums may vary significantly from one car insurance policy to another.
Differences in premiums between various insurers offering car insurance can often exceed $100, depending on your circumstances, so taking the time to do a car insurance comparison can potentially save you money.
There are a number of ways to compare car insurance. Prior to the advent of the internet, it was a matter of digging out the phone directory and ringing around car insurance companies, which can be a time-consuming process. You could also go and meet with car insurance salespeople, or insurance brokers.
Comparison made easy
These days, using the internet, getting a no-obligation and pressure-free car insurance comparison is much simpler, and it’s also a very viable way of going about it.
RateCity has an online tool, which enables motorists to compare car insurance quotes from several insurance brands. All you have to do is fill out a simple online form including standard details such as the make and model of the car, whether it is garaged and the minimum age of those likely to drive it and click 'submit' to receive car insurance quotes within minutes.
Different car insurances
In addition to the compulsory third party (CTP) insurance that all car owners in Australia must take out when registering their cars, the two optional types of car insurance available are comprehensive car insurance and third party property insurance.
Third party property insurance covers you against the costs of any damage your car does to someone else’s property, including their car, if the driver of your car is at fault. It does not cover the costs of any damage to your car. That’s where comprehensive car insurance comes in – it also covers the cost of damage to your car, up to an agreed value, in addition to the cost of damage caused to any other car or property.