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Car Insurance Comparison

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RateCity
- 2 min read
Car Insurance Comparison

When it comes to comparing car insurance quotes, shopping around is important as car insurance premiums may vary significantly from one car insurance policy to another.

Premiums differ

Differences in premiums between various insurers offering car insurance can often exceed more than $100 depending on your circumstances, so taking the time to do a car insurance comparison can potentially save you money.

There are a number of ways to compare car insurance. Prior to the advent of the internet, it was a matter of digging out the phone directory and ringing around car insurance companies, which can be a time-consuming process. You could also go and meet with car insurance salespeople, or insurance brokers.

Comparison made easy

Car insurance comparison is much easier now than it used to be. These days, using the internet, getting a no-obligation and pressure-free car insurance comparison is much simpler, and it’s also a very viable way of going about it.

RateCity.com.au has an online tool, which enables motorists to compare car insurance quotes from several insurance brands. All you have to do is fill out a simple online form including standard details such as the make and model of the car, whether it is garaged and the minimum age of those likely to drive it and click 'submit' to receive car insurance quotes within minutes. The RateCity Car Insurance Guide also contains helpful information realted to getting a quote for car insurance online. 

Different car insurances

In addition to the compulsory third party (CTP) insurance that all car owners in Australia must take out when registering their cars, the two optional types of car insurance available are comprehensive car insurance and third party property insurance.

Third party property insurance covers you against the costs of any damage your car does to someone else’s property, including their car, if the driver of your car is at fault. It does not cover the costs of any damage to your car. That’s where comprehensive car insurance comes in – it also covers the cost of damage to your car, up to an agreed value, in addition to the cost of damage caused to any other car or property.

You can start an obligation free online car insurance comparison quote now.

Disclaimer

This article is over two years old, last updated on March 6, 2012. While RateCity makes best efforts to update every important article regularly, the information in this piece may not be as relevant as it once was. Alternatively, please consider checking recent car insurance articles.

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Product database updated 27 Apr, 2024

Promoted car insurance

Youi Pty Ltd

Comprehensive

  • New car replacement
  • Flexible excess
  • Roadside assistance

Agreed or market value

Either

Roadside assistance

Standard

AAI Limited T/AS AAMI

Comprehensive

  • New car replacement
  • Flexible excess
  • Roadside assistance

Agreed or market value

Either

Roadside assistance

Optional

AHM Health Insurance

Comprehensive

  • New car replacement
  • Flexible excess
  • Roadside assistance

Agreed or market value

Either

Roadside assistance

Optional

Allianz Australia Insurance Ltd

Comprehensive

  • New car replacement
  • Flexible excess

Agreed or market value

Agreed

Roadside assistance

Not available

product data updated on

Product data updated on 27 Apr 2024