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Unsecured Personal Loan

MyState

Borrowing Amount
Loan term
Advertised Rate12.99%variable
Comparison Rate13.95%
Monthly Repayment$682
Loan amount$3k to $50k
Pros
  • No early exit penalty
  • Can apply online
  • Can apply in branch
  • Suitable for both new or used car
Cons
  • Monthly fee charged
  • Application fee charged

Suitable For

New Car
New Car
Used Car
Used Car
Motorcycle
Motorcycle
Boat
Boat

Loan Fees

Upfront Fee
Upfront Fee$200
Ongoing Fee
Ongoing Fee$10 monthly
Early Exit Penalty Fee
Early Exit Penalty Fee$0
Missed Payment Penalty
Missed Payment Penalty$30
Redraw Activation Fee
Redraw Activation Fee$0

Loan Profile

Repayment Type
Repayment TypeVariable
Loan Type
Loan TypeUnsecured
Secured by vehicle
Secured by vehicle
Available to 457 Visa Holders
Available to 457 Visa Holders
View Repayment Schedule

Features Flexibilities

Redraw Facility
Redraw Facility
Extra Repayments
Extra Repayments
Other Benefits
Other Benefits
Other Restrictions
Other Restrictions
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