MyState is an Australian financial group that was founded as the Connect Credit Union. It was renamed MyState Bank in 2014 and is the largest Tasmanian-owned financial organisation.

MyState is based in Hobart and provides a range of financial products, such as personal, business and home loans, bank accounts, credit cards, insurance and agribusiness. It also has a wealth management service that offers financial planning and investment advice.

MyState Home Loan Calculator  
Interested in a MyState home loan? RateCity has a suite of calculators that can show you what your repayments would be and how MyState compares to its competitors. Simply plug in your borrowing amount below.

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MyState Bank home loans rates

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Pros:
  • Suitable for small deposits.
  • Discounted interest rates available.
  • Flexible repayment options.
Cons:
  • Branch access limited to Tasmania.
  • No package loans.
MyState Bank customer service:

MyState customers can contact the bank in a number of ways, including by email, online or in person at their Tasmanian branches. There is a specialised home loan telephone line, as well as a general customer phone line and one for those experiencing financial hardship. Customers can also book a telephone or in-person appointment via the MyState website.

  • Customer service centre (phone)
  • Online banking
  • Email
  • Branch

How to Apply

Potential customers at MyState can apply for a home loan in a number of ways. There is an online application on the MyState website and applications can also be made via the specialised home loan phone line. Customers also have the option of meeting with a MyState home loan specialist in person at one of their local branches. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This will include:

  • Personal identification documents.
  • Proof of income and employment.
  • Information on other earnings, assets and savings.
  • Details of other loans, debts and liabilities.
  • Personal insurance documents.

Refinancers will also have to provide home loan statements for the past six months and a current payout quote for the loan you wish to refinance. 

^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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