Online credit card applications

Applying for a credit card has never been easier. And while the paperwork still needs to be filled out - we no longer need to visit banks as most credit card applications can now be filled out online. 

Before you rush off and start filling in your credit card application online, make sure you have the following documents ready:

  • our monthly income (after tax)
  • Your employer's details
  • Your driver's licence number (if applicable)
  • Details of your current financial commitments (eg. rent, mortgage, loan repayments)

Online applications should take you approximately 10-15 minutes to complete.

You should compare Australian credit cards online before you start applying, to make sure you get the best credit card deal. Start your online search by performing a RateCity credit card comparison.

This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about products from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all providers and may not compare all features relevant to you, for further details refer to our FSCG. The rating shown is only one factor to take into account when considering these products. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a product, you will deal directly with a financial institution, and not with RateCity. Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. See our terms of use for further details. This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.