Balance Transfer Credit Cards

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Balance Transfer Credit Cards

Don’t break your bank account – or let it break you. Search, compare and apply for a credit card balance transfers at RateCity. You don’t have to settle, with over 200 incredible credit card deals online you can search for low interest credit cards to help you beat your debt.

A credit card balance transfer offers the opportunity to transfer existing credit card balances to another credit card, for the sake of consolidating your debt or paying it off sooner with lower interest rates.

It’s easy to get stuck in a credit card debt rut, which is often compounded by high interest rates, but by considering alternative credit cards, some offering special low interest rate introductory periods for a certain time period, you could transfer your debt and pay it off sooner.

The trick to credit card balance transfer success is discipline and a sharp eye for a good deal. If you find a credit card offering great low rate interest and can commit to limiting your spending to pay off your debt in a certain time frame you could beat your debt faster than with your current credit card lender.

Be careful, if you do succumb to extra spending during the low introductory balance transfer period you could miss out on the benefits of paying off your debt sooner, while you earn lower interest rates, and instead fall into more debt.

A couple of things to be mindful off when selecting a balance transfer is;

  • What interest rate will you be charged if you do need to make additional purchases during the introductory period?
  • What is the revert interest rate after the introductory period ends?

Kick your debt to the curb and start searching, comparing and applying for some great credit card balance transfers below.

Updating your preferences
We found 54 products that match your search

Show: 10 25 50 All Results

Company Product Card Type Balance Transfer Revert Rate Annual Fee Interest Free Days Go To Site
Select up to 3 products to compare
Citibank Platinum visa 0.00% (24 months) 21.74% $199 Up to 55 Go to Site
ANZ Low Rate mastercard 0.00% (16 months) 13.49% $58 Up to 55 Go to Site
ANZ Low Rate Platinum mastercard 0.00% (16 months) 13.49% $99 Up to 55 Go to Site
ANZ Platinum visa 0.00% (16 months) 19.74% $87 Up to 55 Go to Site
ANZ First visa 0.00% (16 months) 19.74% $30 Up to 44 Go to Site
NAB Premium Visa Card visa 0.00% (15 months) 19.74% $90 Up to 44 Go to Site
BankSA Vertigo Platinum visa 0.00% (14 months) 12.74% $99 Up to 55 Go to Site
St.George Bank Vertigo Platinum visa 0.00% (14 months) 12.74% $99 Up to 55 Go to Site
Bank of Melbourne Vertigo Platinum visa 0.00% (14 months) 12.74% $99 Up to 55 Go to Site
BankSA Vertigo Visa visa 0.00% (14 months) 13.24% $55 Up to 55 Go to Site
Bank of Melbourne Vertigo Visa visa 0.00% (14 months) 13.24% $55 Up to 55 Go to Site
St.George Bank Vertigo Visa visa 0.00% (14 months) 13.24% $55 Up to 55 Go to Site
Virgin Money No Annual Fee Credit Card visa 0.00% (14 months) 20.99% $0 Up to 44 Go to Site
Virgin Money Velocity Flyer Card visa 0.00% (14 months) 20.99% $129 Up to 44 Go to Site
St.George Bank Amplify Classic visa 0.00% (9 months) 19.49% $79 Up to 55 Go to Site
BankSA Amplify Classic visa 0.00% (9 months) 19.49% $79 Up to 55 Go to Site
Bank of Melbourne Amplify Classic visa 0.00% (9 months) 19.49% $79 Up to 55 Go to Site
HSBC Platinum Credit Card visa 0.00% (8 months) 21.99% $0 Up to 55 Go to Site
Virgin Money Low Rate Credit Card visa 0.00% (6 months) 21.69% $99 Up to 44 Go to Site
Citibank Signature visa 0.00% (6 months) 21.74% $299 Up to 55 Go to Site
HSBC Credit Card visa 0.00% (6 months) 21.99% $0 Up to 55 Go to Site
HSBC Platinum Qantas Credit Card visa 0.00% (6 months) 21.99% $199 Up to 55 Go to Site
Westpac Singapore Airlines Platinum Card visa 0.99% (6 months) 19.74% $250 Up to 45 Go to Site
American Express Velocity Platinum Card american_express 0.99% (6 months) 20.74% $349 Up to 44 Go to Site
American Express Qantas Premium Card american_express 0.99% (6 months) 20.74% $249 Up to 44 Go to Site

Showing 1 - 25 of 54 results

Show: 10 25 50 All Results

Data last updated August 21st, 2014

Consider whether this general financial advice is right for your personal circumstances. You may need financial advice from a qualified adviser. Read our detailed disclosure here.