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Heritage Bank

Heritage Bank Gold Low Rate

Medium gold low rate

Good For

Low Fees Low Rates Balance Transfer Offers No Annual Fee

  • Type: Visa
  • Level: Gold

All Offers

Balance Transfers Offers 0% p.a. for 12 months then 11.80%
Introductory Offers N/A
Special Offers N/A

Rates & Fees

Ongoing Purchase Interest Rate 11.80% p.a
Annual Fee $0
Maximum free days N/A
Late Payment Fee $20
Over Limit Fee $0

Overseas Spending

Currency Conversion Fee 3%
Overseas ATM Charges $5 or 2% (the higher of)
Estimated ATM Cost for AU$300 withdrawal $15.00

Perks

Travel Insurance N/A

Repayment Details

$ Minimum Repayment $30
% Minimum Repayment 3%

Application Requirements

Minimum Credit Limit $1,000
Maximum Credit Limit $75,000